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Vera Vita Real Estate

— About this home

This new two-story home is ready for modern lifestyles. A bedroom and full bathroom are located near the front of the home off the foyer, leading to an open-concept layout shared between the kitchen, living and dining areas. A nearby lanai provides seamless indoor-outdoor living. On the second floor, a versatile loft provides a convenient shared living space easily accessible from two additional bedrooms and a lavish owner's suite with a full bathroom and walk-in closet. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

— Facts & features

Interior

  • Entrance Foyer
  • Walk-In Closet(s)
  • Family Room
  • Utility Room/Laundry

Appliances

  • Disposal

Cooling & heating

  • Central Air
  • Central

Flooring

  • Carpet
  • Ceramic Floor

Parking

  • 2 Or More Spaces
  • Parking Garage

Community amenities

  • Clubhouse
  • Clubhouse-Clubroom
  • Exercise Room

Laundry

  • Laundry Room
  • Utility Room/Laundry
  • Washer Hookup

Pets

  • Yes

Construction & roof

  • Aluminum Siding
  • Concrete Block Construction
  • CBS Construction

— Location

1016 Raleigh Way, Wellington

— Mortgage Estimator

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codePalm Beach
Palm Beach County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $208,217
%
$832,868 financed· Jumbo loan
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Loan exceeds the conforming limit. Jumbo rates from portfolio lenders typically run 0.25–0.75% below the 30-yr fixed shown here.
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$7,488
Per month, all-in
74%P&I SHARE
Monthly breakdown
  • Principal & interest$5,53874%
  • Property taxes$1,01514%
  • Insurance$4426%
  • HOA$4927%

Tax: Palm Beach County effective rate (1.17%). Source: FL Department of Revenue. Listing tax released — likely a lot-only new-construction assessment.

Insurance: Inland metro — moderate wind exposure, mature market.

Cash & qualification
Cash at closing
$241,304
Income to qualify
$321,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $67/mo and $24,100 over the life of this loan.

Over the life of the loan
Total paid
$1,993,786
Total interest
$1,160,918
Paid off
2056
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