Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— Facts & features
Interior
- Cooking Island
- Entrance Foyer
- Pantry
- Split Bedroom
- Volume Ceilings
- Walk-In Closet(s)
Exterior
- On Golf Course
Appliances
- Dishwasher
- Dryer
- Microwave
- Refrigerator
- Self Cleaning Oven
- Wall Oven
- Washer
Cooling & heating
- Ceiling Fan(s)
- Central Air
- Central
Flooring
- Tile
- Vinyl
Parking
- 2 Or More Spaces
- Driveway
- Parking Garage
View
- Pond View
- Pond
Community amenities
- Basketball Court
- Gated
- Clubhouse
- Clubhouse-Clubroom
- Community Room
- Community Pool
- Exercise Room
- Golf Course
- Golf Course Com
- Pool
Maintenance includes
- Maintenance Incl Common Area
- Security
Pets
- Yes
Construction & roof
- CBS Construction
- Barrel
- Barrel Roof
— Assigned schools
Elementary
Jerry Thomas
Middle
Independence
High
Jupiter
School assignments should be independently verified.
— Location
114 Carmela Court, Jupiter
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codePalm Beach
Palm Beach County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $430,000
%
$1,720,000 financed· Jumbo loan
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Loan exceeds the conforming limit. Jumbo rates from portfolio lenders typically run 0.25–0.75% below the 30-yr fixed shown here.
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$15,605
Per month, all-in
Monthly breakdown
- Principal & interest$11,43773%
- Property taxes$1,53510%
- Insurance$1,92612%
- HOA$7065%
Tax: From listing — annual tax of record.
Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.
Cash & qualification
- Cash at closing
- $500,633
- Income to qualify
- $669,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $138/mo and $49,771 over the life of this loan.
Over the life of the loan
- Total paid
- $4,117,474
- Total interest
- $2,397,474
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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