+1 (786) 228 2839info@veravitare.comMy portal
Vera Vita Real Estate

— About this home

Welcome to this beautifully updated 4-bedroom, 2-bath home in Stuart with no HOA. The home features an upgraded kitchen with newer appliances, renovated bathrooms, new flooring, and fresh interior and exterior paint. CBS construction, a metal roof, impact windows, and paid-off solar provide added durability, peace of mind, and energy savings. Outside, enjoy a two-car garage, large driveway, and additional RV or boat parking with electrical and water hookups. Conveniently located near the St. Lucie River, Downtown Stuart, Jensen Beach, shopping, dining, and boating, with Atlantic beaches approximately 8 miles away. With major improvements, flexible parking, paid-off solar, and no HOA, this home offers an excellent combination of location, functionality, and value.

— Facts & features

Interior

  • Split Bedroom
  • Walk-In Closet(s)

Exterior

  • West Of Us1

Appliances

  • Electric Water Heater
  • Dishwasher
  • Disposal
  • Dryer
  • Electric Range
  • Refrigerator

Cooling & heating

  • Central Air
  • Central

Flooring

  • Carpet
  • Vinyl

Parking

  • 2 Or More Spaces
  • Driveway
  • Parking Garage
  • Rv/Boat Parking

Security

  • Smoke Alarm
  • Smoke Detector(s)
  • Smoke Detector

Pets

  • Yes

Construction & roof

  • Slab Construction
  • Metal
  • Metal Roof

— Assigned schools

Elementary

Felix A Williams

Middle

Stuart

High

Jensen Beach

School assignments should be independently verified.

— Location

1163 NW 16th Place, Stuart

— Mortgage Estimator

Estimate your monthly cost.

For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.

Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMartin
Martin County (approximate from ZIP prefix).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $97,800
%
$391,200 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$3,475
Per month, all-in
75%P&I SHARE
Monthly breakdown
  • Principal & interest$2,60175%
  • Property taxes$47514%
  • Insurance$39811%

Tax: From listing — annual tax of record.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$118,026
Income to qualify
$149,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $31/mo and $11,320 over the life of this loan.

Over the life of the loan
Total paid
$936,486
Total interest
$545,286
Paid off
2056
Speak with a lender →
— Preferred lender

Talk numbers with someone who knows the market.

Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.

— Similar listings

More in Stuart.

The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.