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Vera Vita Real Estate

— About this home

Beautiful 2-bedroom/2-bathroom home with 2 large outdoor terraces and 2 parking spaces. The kitchen has been completely renovated and features new appliances, cabinetry and fixtures. The Courts at South Beach is a Mediterranean style building located in the heart of SOFI within a short walking distance to beach, marina, South Pointe Park, South Pointe Elementary School and fine dining. Resort-style amenities include 2 pools, gym, spa, sauna, community room, BBQ terraces, racquetball courts, lushly landscaped courtyards, 24hr security. Easy to show!

— Facts & features

Interior

  • Fire Sprinklers
  • Entrance Foyer
  • Walk-In Closet(s)

Exterior

  • East Of Us1
  • Barbeque
  • Courtyard

Appliances

  • Dishwasher
  • Dryer
  • Electric Range
  • Electric Water Heater
  • Microwave
  • Refrigerator
  • Self Cleaning Oven
  • Washer

Cooling & heating

  • Ceiling Fan(s)
  • Central Air
  • Electric
  • Central
  • Electric

Flooring

  • Tile

Parking

  • 2 Or More Spaces
  • Assigned
  • Covered

View

  • Other View
  • Pool Area View

Community amenities

  • Barbecue
  • Bike Storage
  • Billiard Room
  • Community Room
  • Elevator(s)
  • Exercise Room
  • Heated Pool
  • Kitchen Facilities
  • Pickleball
  • Pool

Security

  • Fire Sprinklers
  • Smoke Detector
  • Complex Fenced
  • Security Patrol
  • TV Camera

Maintenance includes

  • All Amenities
  • Building Exterior
  • Cable Tv
  • Common Area
  • Elevator
  • Insurance
  • Internet/WiFi
  • Landscaping/Lawn Maintenance
  • Reserve Fund
  • Roof Repairs

Construction & roof

  • CBS Construction

— Assigned schools

Elementary

South Pointe

Middle

Nautilus

High

Miami Beach

School assignments should be independently verified.

— Location

120 Jefferson Ave, Miami Beach

— Mortgage Estimator

Estimate your monthly cost.

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMiami-Dade
Miami-Dade County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $179,800
%
$719,200 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$8,236
Per month, all-in
58%P&I SHARE
Monthly breakdown
  • Principal & interest$4,78258%
  • Property taxes$1,07513%
  • Insurance$1,01912%
  • HOA$1,36017%

Tax: From listing — annual tax of record.

Insurance: Barrier island or Florida Keys — Citizens-territory rates apply. Estimate; private-market quotes commonly run 50–100% above this baseline.

Cash & qualification
Cash at closing
$218,297
Income to qualify
$353,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $57/mo and $20,811 over the life of this loan.

Over the life of the loan
Total paid
$1,721,679
Total interest
$1,002,479
Paid off
2056
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.