Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
POOL IS OPEN!!! Walk to University of Miami! Spacious 2 bedroom 2 bathroom with balcony access from living room and both bedrooms. Unit features Walk in closet, Bathtub and shower! Plus close to elevator, assigned covered parking, lots of closet space and storage room! Freshly painted exterior of building! Very well maintained. 50 year recertification completed! Vacant!
— Facts & features
Interior
- Other
Exterior
- Other
- Open Balcony
Appliances
- Electric Range
- Microwave
- Refrigerator
Cooling & heating
- Central Air
- Central
Flooring
- Tile
Parking
- 1 Space
- Assigned
View
- Other View
Community amenities
- Exercise Room
Security
- Phone Entry
Maintenance includes
- All Amenities
- Sewer
- Trash Removal
- Water
Construction & roof
- Other
— Location
1205 Mariposa Ave, Coral Gables
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMiami-Dade
Miami-Dade County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $77,000
%
$308,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$3,672
Per month, all-in
Monthly breakdown
- Principal & interest$2,04856%
- Property taxes$50714%
- Insurance$3149%
- HOA$80422%
Tax: From listing — annual tax of record.
Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.
Cash & qualification
- Cash at closing
- $95,162
- Income to qualify
- $158,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $25/mo and $8,912 over the life of this loan.
Over the life of the loan
- Total paid
- $737,315
- Total interest
- $429,315
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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