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About this home

Best location in all of Vista Del Lago! This first floor 2bedrm 2bath floor plan has views from every window...lakes, golf course, green space. Enjoy the corner location with your enclosed lanai facing the golf course all year long. All new impact windows, Tile floors throughout. Updated white kitchen with pass-thru to open dining & living rooms. Baths have updated vanities. Murphy bed in guest bedroom can stay. A/C replaced in 2019 and more. No renting for first 2 years, no commercial vehicles, trucks or motorcycles. Vista Del Lago is an active 55+ community with clubhouse, pool, workshop, library. lush landscape and walking paths in the Stuart/Jensen Beach area. Adjacent to North River Shores public golf course. Convenient location close to Treasure Coast Mall, restaurants, entertain ment, etc. This is a beautiful, well-maintained community with lush landscape, walking paths, lakes, pool, clubhouse, library and so much more. No trucks, motorcycles or commercial vehicles. Must own for 2 years before renting

Facts & features

Interior

  • Pantry
  • Walk-In Closet(s)
  • Florida Room
  • Storage

Exterior

  • West Of Us1

Appliances

  • Electric Water Heater
  • Dishwasher
  • Microwave
  • Electric Range
  • Refrigerator

Cooling & heating

  • Central Individual A/C
  • Electric
  • Central Individual A/C
  • Electric

Parking

  • Assigned

View

  • Golf Course
  • Lake
  • Lake View

Community amenities

  • Billiard Room
  • Barbecue
  • Clubhouse
  • Clubhouse-Clubroom
  • Community Pool
  • Management On Site
  • Pool
  • Pool Table
  • Private Pool
  • Shuffleboard

Maintenance includes

  • Cable Tv
  • Maintenance Incl Common Area
  • Sewer
  • Trash Removal
  • Water

Pets

  • No
  • Yes

Construction & roof

  • Concrete Block Construction
  • Stucco

Location

1225 NW 21st Street, Stuart

Mortgage Estimator

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMartin
Martin County (approximate from ZIP prefix).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $39,800
%
$159,200 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
Estimated monthly
$1,987
Per month, all-in
53%P&I SHARE
Monthly breakdown
  • Principal & interest$1,05953%
  • Property taxes$25013%
  • Insurance$1628%
  • HOA$51626%

Tax: From listing — annual tax of record.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$51,609
Income to qualify
$86,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $13/mo and $4,607 over the life of this loan.

Over the life of the loan
Total paid
$381,106
Total interest
$221,906
Paid off
2056
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