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About this home

Enjoy the opportunity to make this second-floor, corner-unit condominium your own. This one-bedroom, one-and-a-half-bath residence offers peaceful lake and clubhouse views from the living and dining areas. The spacious bedroom features a full wall of closets and a private en-suite bath. Relax in the screened Florida room, which also includes a walk-in storage closet for added convenience. The condo may be sold fully furnished, making your move even easier. Probate has been completed, and the property is ready for its next owner. Located in a designated 55+ community in the Stuart/Jensen Beach area, residents enjoy beautifully maintained grounds with lakes, walking paths, a clubhouse, swimming pool, library, and a variety of community amenities. Adjacent to the North River Shores Public Golf Course and is conveniently located near shopping, dining, entertainment, and everyday conveniences. Community guidelines include no trucks, motorcycles, or commercial vehicles, and ownership is required for two years before leasing.

Facts & features

Interior

  • Pantry
  • Storage

Exterior

  • West Of Us1
  • Screened Balcony

Appliances

  • Electric Water Heater
  • Dishwasher
  • Electric Range
  • Refrigerator

Cooling & heating

  • Central Individual A/C
  • Electric
  • Central Individual A/C
  • Electric

Flooring

  • Carpet

Parking

  • 1 Space
  • Assigned
  • No Rv/Boats

View

  • Lake
  • Lake View

Community amenities

  • Bike/Jog Path
  • Billiard Room
  • Barbecue
  • Clubhouse
  • Clubhouse-Clubroom
  • Community Room
  • Community Pool
  • Library
  • Maintained Community
  • Management On Site

Maintenance includes

  • Cable Tv
  • Maintenance Incl Common Area
  • Manager
  • Parking
  • Sewer
  • Trash Removal
  • Water

Pets

  • No
  • Yes

Construction & roof

  • Concrete Block Construction
  • Stucco

Location

1225 NW 21st Street, Stuart

Mortgage Estimator

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMartin
Martin County (approximate from ZIP prefix).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $21,450
%
$85,800 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
Estimated monthly
$1,162
Per month, all-in
49%P&I SHARE
Monthly breakdown
  • Principal & interest$57149%
  • Property taxes$1099%
  • Insurance$877%
  • HOA$39534%

Tax: From listing — annual tax of record.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$30,102
Income to qualify
$50,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $7/mo and $2,483 over the life of this loan.

Over the life of the loan
Total paid
$205,395
Total interest
$119,595
Paid off
2056
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