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About this home

$400K PRICE REDUCTION! Experience elevated living in this spacious northeast corner penthouse offering breathtaking panoramic views of Biscayne Bay, Key Biscayne, Miami Beach, and the dazzling Brickell skyline. Enjoy spectacular city lights by night from a prime vantage point high above it all. This residence features 3 bedrooms with ensuite baths, a den/office, and a guest powder room. Soaring high-volume ceilings and a generous wraparound balcony create an open, airy atmosphere, with multiple access points through high-impact sliding glass doors. The expansive primary suite includes a luxurious bathroom with separate soaking tub, oversized shower, dual vanities, and a walk-in closet. The home is equipped with flat-screen TVs throughout, Bose surround sound, and motorized solar and blackout shades for ultimate comfort and convenience. Additional highlights include two assigned parking spaces and high-speed internet included. Residents enjoy exclusive access to Dua Miami’s luxury amenities, including a spa and residents-only rooftop pool.

Facts & features

Interior

  • Split Bedroom
  • Volume Ceilings
  • Walk-In Closet(s)
  • Den/Library/Office

Exterior

  • Open Balcony

Appliances

  • Dishwasher
  • Dryer
  • Electric Range
  • Microwave
  • Refrigerator
  • Self Cleaning Oven
  • Washer

Cooling & heating

  • Central Air
  • Electric
  • Central
  • Electric

Parking

  • 2 Or More Spaces
  • Assigned
  • Covered

View

  • Bay
  • Intracoastal View
  • Water View

Community amenities

  • Billiard Room
  • Exercise Room
  • Heated Pool
  • Other
  • Pool
  • Spa/Hot Tub

Security

  • Smoke Detector
  • Doorman
  • Elevator Secure
  • Lobby Secured

Maintenance includes

  • All Amenities
  • Building Exterior
  • Common Area
  • Elevator
  • Insurance
  • Manager
  • Reserve Fund
  • Sewer
  • Trash Removal
  • Water

Pets

  • Restrictions Or Possible Restrictions

Construction & roof

  • Concrete Block Construction
  • CBS Construction

Location

1300 S Miami Ave, Miami

Mortgage Estimator

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMiami-Dade
Miami-Dade County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $500,000
%
$2,000,000 financed· Jumbo loan
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Loan exceeds the conforming limit. Jumbo rates from portfolio lenders typically run 0.25–0.75% below the 30-yr fixed shown here.
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
Estimated monthly
$20,868
Per month, all-in
64%P&I SHARE
Monthly breakdown
  • Principal & interest$13,29964%
  • Property taxes$2,73313%
  • Insurance$2,24011%
  • HOA$2,59512%

Tax: From listing — annual tax of record.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$585,550
Income to qualify
$895,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $160/mo and $57,873 over the life of this loan.

Over the life of the loan
Total paid
$4,787,760
Total interest
$2,787,760
Paid off
2056
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