Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
GREAT OPPORTUNITY! This well maintained 3-bedroom, 2-bathroom home offers comfort, privacy, and plenty of potential. The fenced front yard welcomes you with added privacy, while the tile flooring throughout provides easy maintenance and a clean, timeless look. **Some updates include new ELECTRICAL system (2024), plumbing (2025), water heater (2025), A/C (2019), and 2019 ROOF, giving you peace of mind for years to come.** Step outside to a generously sized backyard with endless possibilities—plenty of room to create your own outdoor oasis, add a pool, and accommodate your boat or RV. It’s the perfect space for entertaining, relaxing, or enjoying the Florida lifestyle. Ideally located just 15 minutes from Miami International Airport and close to restaurants, supermarkets, parks, and everyday conveniences, this home offers the perfect combination of comfort, space, and accessibility. Don’t miss this fantastic opportunity to make it your own! MORE PHOTOS COMING SOON. **NO HOA**
— Facts & features
Interior
- First Floor Entry
- Other
Exterior
- Room For Pool
Appliances
- Dishwasher
- Dryer
- Electric Range
- Microwave
- Refrigerator
- Washer
Cooling & heating
- Central Air
- Central
Flooring
- Tile
Parking
- Driveway
View
- Garden
Laundry
- Washer/Dryer Hook-Up
Construction & roof
- CBS Construction
- Shingle
— Assigned schools
Elementary
Santa Clara
High
Miami Jackson
School assignments should be independently verified.
— Location
1318 NW 34th St, Miami
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMiami-Dade
Miami-Dade County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $104,000
%
$416,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$3,533
Per month, all-in
Monthly breakdown
- Principal & interest$2,76678%
- Property taxes$54615%
- Insurance$2216%
Tax: From listing — annual tax of record.
Insurance: Inland metro — moderate wind exposure, mature market.
Cash & qualification
- Cash at closing
- $122,887
- Income to qualify
- $152,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $33/mo and $12,037 over the life of this loan.
Over the life of the loan
- Total paid
- $995,854
- Total interest
- $579,854
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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