Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
This bright, two-story home features high ceilings (popcorn removed), abundant natural light, a spacious layout, impact doors and windows, a 2-car garage, an adapted attic, and wired security cameras.The updated kitchen boasts marble countertops, large cabinetry, and modern appliances. Upstairs, the primary suite provides a spacious retreat with a walk-in closet, while the additional bedrooms are generously sized. Outside, enjoy the private backyard and oversized child fenced pool with no back neivers. Key updates include a 3-year-old A/C, a new water heater, and a refreshed interior. Ideally located near Sawgrass Mills, shopping, dining, major roadways, and Sawgrass Elementary
— Facts & features
Interior
- First Floor Entry
- Closet Cabinetry
- Cooking Island
- French Doors
- Volume Ceilings
- Walk-In Closet(s)
- Attic
- Family Room
- Utility Room/Laundry
Appliances
- Electric Water Heater
- Dishwasher
- Disposal
- Dryer
- Free-Standing Freezer
- Ice Maker
- Microwave
- Electric Range
- Refrigerator
- Self Cleaning Oven
Cooling & heating
- Ceiling Fan(s)
- Central Air
- Electric
- Central
- Electric
- Heat Pump/Reverse Cycle
Flooring
- Ceramic Floor
- Tile
- Vinyl
- Wood
Parking
- 2 Or More Spaces
- Driveway
- No Boats
- Parking Garage
- No Rv/Boats
View
- Pool
Community amenities
- Maintained Community
- Private Pool
Security
- Smoke Alarm
- Smoke Detector(s)
- Fire Alarm
- Security System
- Smoke Detector
- Security Fence
- Lobby Secured
- Security Lights
- TV Camera
- TV Monitor
Laundry
- Laundry Room
- Utility Room/Laundry
Maintenance includes
- Maintenance Incl Common Area
Pets
- Yes
Construction & roof
- Concrete Block Construction
- Stucco
- Tile
- Curved/S-Tile Roof
- Tile Roof
— Assigned schools
Elementary
Sawgrass
Middle
Bair
High
Plantation High
School assignments should be independently verified.
— Location
13224 NW 12th Court, Sunrise
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeBroward
Broward County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $148,000
%
$592,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$5,284
Per month, all-in
Monthly breakdown
- Principal & interest$3,93775%
- Property taxes$94018%
- Insurance$3156%
- HOA$932%
Tax: From listing — annual tax of record.
Insurance: Inland metro — moderate wind exposure, mature market.
Cash & qualification
- Cash at closing
- $173,401
- Income to qualify
- $227,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $48/mo and $17,130 over the life of this loan.
Over the life of the loan
- Total paid
- $1,417,177
- Total interest
- $825,177
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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