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Vera Vita Real Estate

— About this home

****BANK APPROVED PRICE OF $480,000****. Spacious two-story home located in the highly sought-after Waterstone Stonebrook II community, featuring resort-style amenities including a community pool and fitness center. This 5-bedroom, 3.5-bathroom home with a 2-car garage offers a beautifully updated interior with modern finishes throughout, including elegant glass stair railings. The updated kitchen features quartz countertops and ample space for entertaining. Short sale subject to third-party approval. Owner occupied — please do not disturb owners.

— Facts & features

Interior

  • Cooking Island
  • Family Room

Exterior

  • Built-In Grill

Appliances

  • Dishwasher
  • Dryer
  • Ice Maker
  • Microwave
  • Electric Range
  • Refrigerator
  • Self Cleaning Oven
  • Wall Oven
  • Washer

Cooling & heating

  • Central Air
  • Central

Flooring

  • Tile

Parking

  • 2 Or More Spaces
  • Driveway
  • Parking Garage

Community amenities

  • Gated
  • Community Pool
  • Exercise Room
  • Maintained Community
  • Pool
  • Private Pool
  • Security Patrol

Security

  • Smoke Alarm
  • Smoke Detector(s)
  • Smoke Detector
  • Security Patrol

Maintenance includes

  • Maintenance Incl Security
  • Security

Pets

  • Yes

Construction & roof

  • CBS Construction
  • Stucco
  • Tile
  • Curved/S-Tile Roof
  • Tile Roof

— Assigned schools

Elementary

Mandarin Lakes K-8 Academy

Middle

Redland

High

Homestead

School assignments should be independently verified.

— Location

1361 NE 42nd Avenue, Homestead

— Mortgage Estimator

Estimate your monthly cost.

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeBroward
Broward County (approximate from ZIP prefix).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $96,000
%
$384,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$4,250
Per month, all-in
60%P&I SHARE
Monthly breakdown
  • Principal & interest$2,55360%
  • Property taxes$1,18028%
  • Insurance$3919%
  • HOA$1253%

Tax: From listing — annual tax of record.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$118,209
Income to qualify
$183,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $30/mo and $11,112 over the life of this loan.

Over the life of the loan
Total paid
$919,250
Total interest
$535,250
Paid off
2056
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.