Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
New construction on 1.31 acres, no HOA, in Jupiter Farms. Designed by award-winning Wandrian Studios with the owner, this two-story concrete block home offers nearly 3,600 SF with 4 bedrooms, 4 baths, and a loft. Expanded primary suite with walk-in closet, dual vanities, and freestanding tub. Monolithic Bellevue porcelain tile throughout. Italian-inspired chef's kitchen with Bosch appliances opens to a living area anchored by a two-story A-frame window. Lutron Caseta lighting, dual laundry, climate-controlled garage converted to a playroom with bar and kegerator. 1,800 SF wraparound covered porch with cypress accents and summer kitchen; builder offers customization for a future pool. Elevated slab, hurricane-impact windows and doors, titanium roof with double-wrap trusses, spray-in insulation, 26kW Generac on 400-amp service, 1,000-gallon underground propane. 18x34 slab for a shop, RV, or boat. Ten minutes to shopping, dining, and medical; easy I-95 and Turnpike access.
— Facts & features
Interior
- First Floor Entry
- Bar
- Walk-In Closet(s)
- Recreation Room
Exterior
- Barbeque
- Built-In Grill
Appliances
- Bottled Gas
- Dishwasher
- Disposal
- Dryer
- Gas Range
- Gas Water Heater
- Microwave
- Refrigerator
- Washer
- Water Softener Owned
Cooling & heating
- Central Air
- Electric
- Central
- Electric
Flooring
- Tile
Parking
- Attached Carport
- Additional Spaces Available
- Driveway
- Unpaved
View
- Garden
Construction & roof
- CBS Construction
- Elevated Construction
- Aluminum
- Metal Roof
— Assigned schools
Elementary
Jupiter Farms
School assignments should be independently verified.
— Location
13613 157th Ct N, Jupiter
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codePalm Beach
Palm Beach County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $530,000
%
$2,120,000 financed· Jumbo loan
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Loan exceeds the conforming limit. Jumbo rates from portfolio lenders typically run 0.25–0.75% below the 30-yr fixed shown here.
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$19,056
Per month, all-in
Monthly breakdown
- Principal & interest$14,09774%
- Property taxes$2,58414%
- Insurance$2,37512%
Tax: Palm Beach County effective rate (1.17%). Source: FL Department of Revenue. Listing tax released — likely a lot-only new-construction assessment.
Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.
Cash & qualification
- Cash at closing
- $616,550
- Income to qualify
- $817,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $170/mo and $61,345 over the life of this loan.
Over the life of the loan
- Total paid
- $5,075,026
- Total interest
- $2,955,026
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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