Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
Nice 4-Bedroom, 2.5-Bath Home with Pool, No HOA, 2023 Roof ! This spacious 4-bedroom, 2.5-bath home has a lot to offer, including a great backyard pool, no HOA, and a recently installed roof for added peace of mind. The layout features a bright living area with good lighting, a spacious family room, and an easy flow that's perfect for both everyday living and entertaining. A double-car garage adds convenience, while the private backyard provides the perfect setting for relaxing or gathering with family and friends. Don't miss this wonderful opportunity—schedule your showing today!
— Facts & features
Interior
- Vaulted Ceiling(s)
- Family Room
- Utility Room
Appliances
- Dishwasher
- Disposal
- Dryer
- Electric Range
- Refrigerator
- Washer
Cooling & heating
- Central Air
- Central
Flooring
- Carpet
- Ceramic Floor
Parking
- 2 Or More Spaces
- Parking Garage
View
- Pool
Community amenities
- Private Pool
Pets
- Yes
Construction & roof
- CBS Construction
- Comp Shingle Roof
- Composition Roll
- Shingle
— Assigned schools
Elementary
Wellington
Middle
Wellington Landings Middle
High
Wellington
School assignments should be independently verified.
— Location
13616 NORTHUMBERLAND Circle, Wellington
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codePalm Beach
Palm Beach County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $137,800
%
$551,200 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$4,451
Per month, all-in
Monthly breakdown
- Principal & interest$3,66582%
- Property taxes$49311%
- Insurance$2937%
Tax: From listing — annual tax of record.
Insurance: Inland metro — moderate wind exposure, mature market.
Cash & qualification
- Cash at closing
- $160,552
- Income to qualify
- $191,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $44/mo and $15,950 over the life of this loan.
Over the life of the loan
- Total paid
- $1,319,507
- Total interest
- $768,307
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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