+1 (786) 228 2839info@veravitare.comMy portal
Vera Vita Real Estate

— About this home

Rare coastal opportunity at the gateway to North Hutchinson Island—just minutes from the beach! Situated on nearly 1/4 acre with no HOA, this versatile property features two separate 2BR/1BA living spaces with impact windows, ideal for multigenerational living, guests, or income potential. Explore short-, mid-, or long-term rental strategies, renovate, reimagine, or consider future redevelopment. Ample room for boats, RVs, trailers, and beach toys, plus two storage sheds. Near Jetty Park, the Fort Pierce Inlet, marinas, fishing, boating, and waterfront favorites including Square Grouper Tiki Bar and Manatee Island. Live, vacation, or invest in this sought-after Treasure Coast location!

— Facts & features

Interior

  • Other

Appliances

  • Electric Water Heater
  • Dryer
  • Microwave
  • Electric Range
  • Refrigerator
  • Self Cleaning Oven
  • Wall Oven
  • Washer

Cooling & heating

  • Central Air
  • Central

Flooring

  • Tile
  • Wood

Parking

  • 2 Or More Spaces
  • Open

Pets

  • Yes

Construction & roof

  • Brick
  • Frame
  • Frame With Stucco
  • Stucco
  • Comp Shingle Roof
  • Shingle

— Location

1404 Binney Drive, Fort Pierce

— Mortgage Estimator

Estimate your monthly cost.

For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.

Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMartin
Martin County (approximate from ZIP prefix).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $115,000
%
$460,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$3,866
Per month, all-in
79%P&I SHARE
Monthly breakdown
  • Principal & interest$3,05979%
  • Property taxes$3399%
  • Insurance$46812%

Tax: From listing — annual tax of record.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$137,265
Income to qualify
$166,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $37/mo and $13,311 over the life of this loan.

Over the life of the loan
Total paid
$1,101,185
Total interest
$641,185
Paid off
2056
Speak with a lender →
— Preferred lender

Talk numbers with someone who knows the market.

Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.

— Similar listings

More in Fort Pierce.

The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.