+1 (786) 228 2839info@veravitare.comMy portal
Vera Vita Real Estate

— About this home

This beautiful house sits on an elevated lot in prestigious Gables by the sea. A gated community with a "voluntary HOA fee". It features modern finishes, an updated kitchen w/ quartz countertop, 4 spacious bedrooms (2 en-suites), a home theater/den that can double as a 5th bedroom, and 3.5 bathrooms. Enjoy the safety and tranquility provided by impact windows and doors, covered outdoor area, a large 2 car garage and more. The private designer dock and seawall offer the perfect spot to witness breathtaking sunrises and sunsets. As night falls, the underwater lighting turns your dock into a mesmerizing display, showcasing the marine life and creating the ambiance of your own personal aquarium. Located near top-rated A+ schools. **(This house is on sewer, not septic system and it qualifies for Pinecrest elementary school)**. Contact owner/agent for showings. *No ocean access*

— Facts & features

Interior

  • First Floor Entry
  • Bar
  • Built-in Features
  • Closet Cabinetry
  • Walk-In Closet(s)
  • Wet Bar
  • Atrium
  • Den/Library/Office
  • Media Room

Exterior

  • Fruit Trees
  • Other

Appliances

  • Dishwasher
  • Dryer
  • Free-Standing Freezer
  • Microwave
  • Refrigerator
  • Self Cleaning Oven
  • Washer

Cooling & heating

  • Ceiling Fan(s)
  • Central Air
  • Electric
  • Central
  • Electric

Flooring

  • Other
  • Tile

Parking

  • Covered
  • Other

Waterfront

  • WF/Pool/No Ocean Access
  • Canal Front

View

  • Canal
  • Water

Security

  • Smoke Detector

Pets

  • Yes

Construction & roof

  • CBS Construction
  • Flat Tile

— Assigned schools

Elementary

Pinecrest

School assignments should be independently verified.

— Location

1460 Tagus Ave, Coral Gables

— Mortgage Estimator

Estimate your monthly cost.

For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.

Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMiami-Dade
Miami-Dade County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $559,998
%
$2,239,992 financed· Jumbo loan
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Loan exceeds the conforming limit. Jumbo rates from portfolio lenders typically run 0.25–0.75% below the 30-yr fixed shown here.
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$19,186
Per month, all-in
78%P&I SHARE
Monthly breakdown
  • Principal & interest$14,89578%
  • Property taxes$1,7829%
  • Insurance$2,50913%

Tax: From listing — annual tax of record.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$648,184
Income to qualify
$823,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $180/mo and $64,818 over the life of this loan.

Over the life of the loan
Total paid
$5,362,273
Total interest
$3,122,281
Paid off
2056
Speak with a lender →
— Preferred lender

Talk numbers with someone who knows the market.

Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.

— Similar listings

More in Coral Gables.

The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.