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Vera Vita Real Estate

— About this home

Welcome to 1578 Thumb Point Drive, an exceptional Fort Pierce residence offering space, privacy, versatility, and resort-style Florida living on approximately 0.60 acres. With approximately 3,547 square feet of living space, this distinctive property features 5 bedrooms and 6 bathrooms, including a separate 1-bedroom, 1-bath guest house ideal for extended family, visitors, a private office, or additional accommodations. Designed for entertaining and everyday enjoyment, the outdoor living space is a true highlight. Enjoy the large saltwater swimming pool and hot tub, expansive patio and outdoor entertaining areas, your own private pickleball court, and a fully fenced yard offering privacy and plenty of room for pets, recreation, and gatherings. The flexible layout and separate guest accom

— Facts & features

Interior

  • Cooking Island
  • French Doors
  • Split Bedroom
  • Den/Library/Office
  • Family Room
  • Separate Guest/In-Law Quarters
  • Maid/In-Law Quarters
  • Maid'S Quarters

Exterior

  • Courtyard
  • Exterior Lights
  • Other
  • Tennis Court(s)

Appliances

  • Dishwasher
  • Disposal
  • Dryer
  • Microwave
  • Water Purifier
  • Electric Range
  • Refrigerator
  • Solar Hot Water
  • Washer
  • Water Softener Owned

Cooling & heating

  • Attic Fan
  • Ceiling Fan(s)
  • Central Air
  • Central

Parking

  • 2 Or More Spaces
  • Circular Driveway
  • Driveway
  • Garage-Under Building
  • Golf Cart Parking
  • Parking Garage
  • Parking-Under Building

View

  • Pool

Community amenities

  • Private Pool

Security

  • Smoke Alarm
  • Smoke Detector(s)
  • Smoke Detector
  • Complex Fenced
  • Security Gate

Pets

  • Yes

Construction & roof

  • CBS Construction
  • Slab Construction
  • Metal
  • Metal Roof

— Assigned schools

High

Fort Pierce Westwood

School assignments should be independently verified.

— Location

1578 THUMB POINT Drive, Fort Pierce

— Mortgage Estimator

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMartin
Martin County (approximate from ZIP prefix).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $339,000
%
$1,356,000 financed· Jumbo loan
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Loan exceeds the conforming limit. Jumbo rates from portfolio lenders typically run 0.25–0.75% below the 30-yr fixed shown here.
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$12,199
Per month, all-in
74%P&I SHARE
Monthly breakdown
  • Principal & interest$9,01774%
  • Property taxes$1,66414%
  • Insurance$1,51912%

Tax: From listing — annual tax of record.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$397,051
Income to qualify
$523,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $109/mo and $39,238 over the life of this loan.

Over the life of the loan
Total paid
$3,246,102
Total interest
$1,890,102
Paid off
2056
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.