Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
Renovated Studio at Opera Tower with City and Biscayne Bay views. Move right in and enjoy an updated kitchen and bath, spacious layout, and an unbeatable location directly across from Dog-friendly Margaret Pace Park. Located in the Omni district near Edgewater, it is just a walk to the Adrienne Arsht Center, Kaseya Center, Frost Science Museum, and Pérez Museum plus endless dining and shopping options steps from your door. Association includes high-speed internet, cable, and full amenities: pool, jacuzzi, gym, sauna, BBQ area, social room, 24/7 security, front desk, and valet parking. Building allows both short (30 days) and long-term rentals, a strong investment opportunity. Listed for rent as well.
— Facts & features
Interior
- Elevator
- Fire Sprinklers
Exterior
- Open Balcony
Appliances
- Electric Range
- Microwave
- Refrigerator
Cooling & heating
- Central Air
- Electric
Flooring
- Ceramic Floor
Parking
- 1 Space
- Assigned
- Valet
- Limited # Of Vehicle
View
- Bay
- Skyline
Community amenities
- Barbecue
- Elevator(s)
- Exercise Room
- Heated Pool
- Other
- Pool
- Sauna
- Spa/Hot Tub
Security
- Fire Sprinklers
- Smoke Detector
- Elevator Secure
- Secured Garage/Parking
- Guard At Site
Laundry
- Common Area
Maintenance includes
- Cable Tv
- Common Area
- Elevator
- Hot Water
- Laundry Facilities
- Outside Maintenance
- Parking
- Security
- Trash Removal
- Water
Construction & roof
- CBS Construction
— Location
1750 N Bayshore Dr, Miami
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMiami-Dade
Miami-Dade County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $53,000
%
$212,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$2,589
Per month, all-in
Monthly breakdown
- Principal & interest$1,41054%
- Property taxes$34913%
- Insurance$2168%
- HOA$61424%
Tax: From listing — annual tax of record.
Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.
Cash & qualification
- Cash at closing
- $67,083
- Income to qualify
- $111,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $17/mo and $6,135 over the life of this loan.
Over the life of the loan
- Total paid
- $507,503
- Total interest
- $295,503
- Paid off
- 2056
— Preferred lender
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Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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