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Vera Vita Real Estate

— About this home

Cozy 3 bedroom, 2.5 bath home in Stuart's Queens Park neighborhood with no HOA. This 1974-built home offers 899SF of living space plus a spacious 275 SF enclosed porch and a 216 SF carport, giving you flexible indoor and covered outdoor living. The property sits on a 0.204-acre lot, providing room to spread out. A 144 SF utility room adds extra storage or workspace, and two utility sheds (70 SF and 100 SF) round out the storage options. With no HOA restrictions and no mandatory fees, this is a rare opportunity to own in Martin County at an accessible price point. Conveniently located in Stuart with easy access to downtown, the St. Lucie River, and area beaches. Schedule your private showing today.

— Facts & features

Interior

  • Split Bedroom
  • Separate Guest/In-Law Quarters
  • Maid/In-Law Quarters
  • Maid'S Quarters
  • Utility Room/Laundry

Appliances

  • Dishwasher
  • Dryer
  • Free-Standing Freezer
  • Ice Maker
  • Washer

Cooling & heating

  • Central Air
  • Wall/Window Unit(s)
  • Central
  • Window/Wall

Flooring

  • Vinyl

Parking

  • 1 Space

Security

  • Smoke Alarm
  • Smoke Detector(s)
  • Smoke Detector

Laundry

  • Laundry Room
  • Utility Room/Laundry

Pets

  • Yes

Construction & roof

  • Manufactured/Mobile Home
  • Modular Construction
  • Slab Construction
  • Metal
  • Metal Roof

— Assigned schools

Elementary

Crystal Lake

Middle

Dr. David L. Anderson

High

South Fork

School assignments should be independently verified.

— Location

1823 SW College Street, Stuart

— Mortgage Estimator

Estimate your monthly cost.

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMartin
Martin County (approximate from ZIP prefix).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $55,000
%
$220,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$1,937
Per month, all-in
76%P&I SHARE
Monthly breakdown
  • Principal & interest$1,46376%
  • Property taxes$25013%
  • Insurance$22412%

Tax: From listing — annual tax of record.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$68,456
Income to qualify
$84,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $18/mo and $6,366 over the life of this loan.

Over the life of the loan
Total paid
$526,654
Total interest
$306,654
Paid off
2056
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.