Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
BEAUTIFUL CONDO 2BED/2BATHS . LOCATED IN VILLA RUSTICA , GREAT GATED COMMUNITY WITH ALL AMENITIES: POOL, TENNIS COURT AND GYM. NEW FLOORS THROUGH THE UNIT, VERY SPACIOS FLOOR PLAN, NEW PAINT, WASHER AND DRYER INSIDE UNIT, BALCONY FOR ENTERTAIMENT GREAT FOR INVESTORS. BEAUTIFUL CONDO 2BED/2BATHS . LOCATED IN VILLA RUSTICA , GREAT GATED COMMUNITY WITH ALL AMENITIES: POOL, TENNIS COURT AND GYM. NEW FLOORS THROUGH THE UNIT, VERY SPACIOS FLOOR PLAN, NEW PAINT, WASHER AND DRYER INSIDE UNIT, BALCONY FOR ENTERTAIMENT GREAT FOR INVESTORS.
— Facts & features
Interior
- First Floor Entry
- Other
Exterior
- Open Balcony
- Tennis Court(s)
Appliances
- Dishwasher
- Dryer
- Microwave
- Electric Range
- Refrigerator
Cooling & heating
- Central Air
- Electric
- Central
- Electric
Flooring
- Ceramic Floor
- Vinyl
Parking
- 1 Space
- Assigned
- Guest
View
- Garden
- Garden View
Community amenities
- Gated
- Community Pool
- Other
- Pool
- Private Pool
Security
- Other Fire Protection
- Smoke Alarm
- Smoke Detector(s)
- Smoke Detector
- Key Card Entry
- Card Entry
- Security Fence
- Other
- Key/Card Entry Parking
- Walled
Maintenance includes
- Maintenance Incl Common Area
- Water
Pets
- No
- Yes
Construction & roof
- CBS Construction
— Location
18860 NW 57th Avenue, Hialeah
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMiami-Dade
Miami-Dade County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $55,980
%
$223,920 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$2,369
Per month, all-in
Monthly breakdown
- Principal & interest$1,48963%
- Property taxes$25111%
- Insurance$1195%
- HOA$51022%
Tax: From listing — annual tax of record.
Insurance: Inland metro — moderate wind exposure, mature market.
Cash & qualification
- Cash at closing
- $68,779
- Income to qualify
- $102,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $18/mo and $6,480 over the life of this loan.
Over the life of the loan
- Total paid
- $536,038
- Total interest
- $312,118
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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