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Vera Vita Real Estate

— About this home

Welcome to your new cozy corner unit townhome in Homestead! This charming 2 bedroom, 1.5 bathroom home boasts granite counters, stainless steel appliances, and walk-in closets in both bedrooms. The first floor features a spacious pantry, washer and dryer, and a convenient walking closet. Step outside to your fenced patio with a canopy, perfect for enjoying the outdoors even if it rains. This townhome is the perfect starter home with a low HOA fee. Don't miss out on this opportunity to own a beautiful townhome in a great location. Schedule a showing today and make this your new home sweet home!

— Facts & features

Interior

  • First Floor Entry
  • Pantry
  • Walk-In Closet(s)

Appliances

  • Dishwasher
  • Disposal
  • Dryer
  • Electric Water Heater
  • Electric Range
  • Refrigerator
  • Washer

Cooling & heating

  • Central Air
  • Central

Parking

  • 2 Or More Spaces
  • Other
  • No Rv/Boats
  • No Trucks/Trailers

View

  • Other View

Community amenities

  • Child Play Area

Security

  • Other

Maintenance includes

  • Other Maintenance Includes

Pets

  • Maximum 20 Lbs

Construction & roof

  • CBS Construction

— Assigned schools

Elementary

Saunders; Laura

High

Homestead

School assignments should be independently verified.

— Location

203 NE 12th Ave, Homestead

— Mortgage Estimator

Estimate your monthly cost.

For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.

Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeBroward
Broward County (approximate from ZIP prefix).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $49,000
%
$196,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$2,092
Per month, all-in
62%P&I SHARE
Monthly breakdown
  • Principal & interest$1,30362%
  • Property taxes$39919%
  • Insurance$20010%
  • HOA$1909%

Tax: From listing — annual tax of record.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$62,238
Income to qualify
$90,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $15/mo and $5,672 over the life of this loan.

Over the life of the loan
Total paid
$469,201
Total interest
$273,201
Paid off
2056
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Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.

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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.