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Vera Vita Real Estate

— About this home

Welcome to true luxury country living! Beautiful spacious home situated on a half acre lot, room for all the toys, RV, motorsports, aqua sports and much more! an Expansive backyard perfect for entertaining large families! In-law quarters with a private bathroom! All the city amenities without the city noise! Come check it out before its gone! Rare opportunity!

— Facts & features

Interior

  • First Floor Entry
  • Entrance Foyer
  • French Doors
  • Laundry Tub
  • Pantry
  • 3 Bedroom Split
  • Vaulted Ceiling(s)
  • Attic
  • Separate Guest/In-Law Quarters
  • Maid/In-Law Quarters

Appliances

  • Dishwasher
  • Dryer
  • Electric Water Heater
  • Microwave
  • Electric Range
  • Refrigerator
  • Washer
  • Water Softener Owned

Cooling & heating

  • Ceiling Fan(s)
  • Central Air
  • Central

Flooring

  • Tile

Parking

  • Driveway
  • Rv/Boat Parking
  • Slab/Strip

View

  • None

Laundry

  • Laundry Tub
  • Utility Room/Laundry

Construction & roof

  • Concrete Block Construction
  • CBS Construction
  • Curved/S-Tile Roof

— Assigned schools

Elementary

West Homestead

Middle

Homestead

High

South Dade

School assignments should be independently verified.

— Location

20449 SW 328th St, Homestead

— Mortgage Estimator

Estimate your monthly cost.

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeBroward
Broward County (approximate from ZIP prefix).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $185,800
%
$743,200 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$6,716
Per month, all-in
74%P&I SHARE
Monthly breakdown
  • Principal & interest$4,94274%
  • Property taxes$1,01715%
  • Insurance$75711%

Tax: Broward County effective rate (1.31%). Source: FL Department of Revenue. Listing tax released — likely a lot-only new-construction assessment.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$220,180
Income to qualify
$288,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $60/mo and $21,506 over the life of this loan.

Over the life of the loan
Total paid
$1,779,132
Total interest
$1,035,932
Paid off
2056
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.