+1 (786) 228 2839info@veravitare.comMy portal
Vera Vita Real Estate

— About this home

PRICE IMPROVEMENT! This is a one of Kind Home! It feel and looks better then a new model Home. House sits on almost a full half acre lot. It's on a quiet Cul-De-Sac. Home has many upgrades. Gutter all aound, Camera Security System, Modern fans. This home is for someone that apprereciates Quality. The floor plan is very well thought out. High quality Cermamic tile throughout. The kitchen is absolutely STUNNING! Quartz counter top as well in the bathrooms. All stainless steel appliances. Step outside and you are in Paradise. A huge pavercovered/Aluminum insulaited patio roof with an outdoor kitchen, BBQ run on gas or charcoal. It even has a Pizza oven/regular oven. A huge shed that can be used for storage or a work shop. Stop looking and make this GEM your home! Will sell fast don't miss the opportunity!

— Facts & features

Interior

  • First Floor Entry
  • Custom Mirrors
  • Other
  • Split Bedroom
  • Volume Ceilings
  • Walk-In Closet(s)
  • Wet Bar
  • Great Room
  • No Additional Rooms
  • Recreation Room

Exterior

  • Barbeque

Appliances

  • Disposal
  • Dryer
  • Electric Water Heater
  • Ice Maker
  • Microwave
  • Other Equipment/Appliances
  • Electric Range
  • Refrigerator
  • Washer
  • Water Softener Owned

Cooling & heating

  • Ceiling Fan(s)
  • Central Air
  • Electric
  • Central
  • Electric

Flooring

  • Ceramic Floor

Parking

  • Other
  • Paver Block
  • Rv/Boat Parking

View

  • None

Security

  • Smoke Detector

Laundry

  • Utility Room/Laundry

Pets

  • Yes

Construction & roof

  • CBS Construction
  • Stucco
  • Barrel Roof
  • Concrete

— Assigned schools

Elementary

West Homestead

Middle

Homestead

High

South Dade

School assignments should be independently verified.

— Location

20605 SW 319th St, Homestead

— Mortgage Estimator

Estimate your monthly cost.

For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.

Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeBroward
Broward County (approximate from ZIP prefix).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $178,000
%
$712,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$6,089
Per month, all-in
78%P&I SHARE
Monthly breakdown
  • Principal & interest$4,73578%
  • Property taxes$62910%
  • Insurance$72512%

Tax: From listing — annual tax of record.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$210,105
Income to qualify
$261,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $58/mo and $20,603 over the life of this loan.

Over the life of the loan
Total paid
$1,704,443
Total interest
$992,443
Paid off
2056
Speak with a lender →
— Preferred lender

Talk numbers with someone who knows the market.

Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.

— Similar listings

More in Homestead.

The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.