+1 (786) 228 2839info@veravitare.comMy portal
Vera Vita Real Estate

— About this home

JUST RENOVATED & MOVE-IN READY VILLA, BREATHTAKING GOLF COURSE VIEWS, AND PRIME LOCATION IN WATERFORD.Enjoy luxury upgrades throughout, including newer flooring, fully renovated kitchen soft close cabinets and bathrooms.The bright, open interior offers abundant natural light,newer LED lighting newer stainless steel energy-efficient appliances and ample storage.Convenient parking directly in front of the villa with easy access to/from Atlantic Avenue. Located by the main clubhouse, residents enjoy resort-style amenities ncluding heated pools, golf, tennis, fitness center, restaurants, library, arts & crafts, courtesy transportation, and countless social activities. This turnkey residence combines stunning views, modern upgrades, and an exceptional lifestyle. A must-see!

— Facts & features

Interior

  • Lobby
  • Split Bedroom
  • Walk-In Closet(s)
  • Utility Room/Laundry

Appliances

  • Dishwasher
  • Dryer
  • Microwave
  • Electric Range
  • Refrigerator
  • Washer

Cooling & heating

  • Central Air
  • Central

Flooring

  • Tile

Parking

  • Assigned
  • Guest
  • No Boats
  • No Rv/Boats

View

  • Garden
  • Other
  • Other Water View

Community amenities

  • Business Center
  • Clubhouse
  • Clubhouse-Clubroom
  • Community Pool
  • Courtesy Bus
  • Exercise Room
  • Golf Course
  • Golf Course Com
  • Guard At Gate
  • Heated Pool

Security

  • Gated with Guard

Laundry

  • Laundry Room
  • Utility Room/Laundry

Maintenance includes

  • Cable Tv
  • Maintenance Incl Common Area
  • Insurance
  • Recreation Facilities
  • Roof Repairs

Pets

  • No
  • Yes

Construction & roof

  • Stucco
  • Other Roof/Roof Structure
  • Other

— Assigned schools

Middle

Carver; G.W.

High

Spanish River Community

School assignments should be independently verified.

— Location

221 Waterford, Delray Beach

— Mortgage Estimator

Estimate your monthly cost.

For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.

Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codePalm Beach
Palm Beach County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $22,980
%
$91,920 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$1,511
Per month, all-in
40%P&I SHARE
Monthly breakdown
  • Principal & interest$61140%
  • Property taxes$1127%
  • Insurance$493%
  • HOA$73949%

Tax: Palm Beach County effective rate (1.17%). Source: FL Department of Revenue. Listing tax released — likely a lot-only new-construction assessment.

Insurance: Inland metro — moderate wind exposure, mature market.

Cash & qualification
Cash at closing
$31,664
Income to qualify
$65,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $7/mo and $2,659 over the life of this loan.

Over the life of the loan
Total paid
$220,045
Total interest
$128,125
Paid off
2056
Speak with a lender →
— Preferred lender

Talk numbers with someone who knows the market.

Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.

— Similar listings

More in Delray Beach.

The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.