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Vera Vita Real Estate

— About this home

Location is everything in this well-maintained 2-bedroom, 2-bath condo in the desirable Abbey section of Villages of Oriole. The beautifully updated kitchen features neutral colors, crown molding, and timeless finishes. No carpeting! Custom closets maximize storage space. Laundry facilities and storage lockers are conveniently located just two doors away. Enjoy your morning coffee on the glass-enclosed jalousie balcony. Recent updates include A/C (2022) and water heater (2026). The active clubhouse is a short walk away and features two pools, a showroom for shows and bingo, fitness center, card room, billiards, library, and on-site manager. Close to shopping, transportation, and houses of worship.

— Facts & features

Interior

  • Walk-In Closet(s)

Appliances

  • Dishwasher
  • Microwave
  • Electric Range
  • Refrigerator

Cooling & heating

  • Central Air
  • Central

Parking

  • Assigned
  • Guest

Community amenities

  • Clubhouse
  • Clubhouse-Clubroom
  • Community Pool
  • Exercise Room
  • Heated Pool
  • Pool
  • Private Pool
  • Tennis Court(s)

Maintenance includes

  • Cable Tv
  • Insurance
  • Roof Repairs
  • Water

Pets

  • No
  • Yes

Construction & roof

  • CBS Construction
  • Other Roof/Roof Structure
  • Other

— Location

23 Abbey Lane, Delray Beach

— Mortgage Estimator

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codePalm Beach
Palm Beach County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $26,000
%
$104,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$1,535
Per month, all-in
45%P&I SHARE
Monthly breakdown
  • Principal & interest$69245%
  • Property taxes$16411%
  • Insurance$554%
  • HOA$62541%

Tax: From listing — annual tax of record.

Insurance: Inland metro — moderate wind exposure, mature market.

Cash & qualification
Cash at closing
$35,085
Income to qualify
$66,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $9/mo and $3,010 over the life of this loan.

Over the life of the loan
Total paid
$248,964
Total interest
$144,964
Paid off
2056
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