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Vera Vita Real Estate

— About this home

Welcome to this beautifully maintained townhome offering the perfect blend of comfort and convenience. This spacious 3-bedroom, 2.5-bathroom home features a versatile layout ideal for families or anyone needing extra room to grow. Enjoy peaceful mornings and relaxing evenings from your backyard, which boasts stunning lake views — a true retreat right at home. The 1-car garage plus 2-car driveway provide ample parking for residents and guests. Ideally located with quick access to the Florida Turnpike, commuting is a breeze, and you're just minutes from shopping, dining, and everyday essentials. Don't miss this opportunity to own a move-in ready home in a prime Miami location. Schedule your private showing today!

— Facts & features

Interior

  • First Floor Entry

Appliances

  • Dryer
  • Washer

Cooling & heating

  • Central Air
  • Central

Flooring

  • Tile

Parking

  • 2 Or More Spaces

Waterfront

  • Lake

View

  • Lake

Community amenities

  • Basketball Court
  • Barbecue
  • Child Play Area
  • Clubhouse-Clubroom
  • Community Room
  • Exercise Room
  • Pool
  • Spa/Hot Tub

Security

  • Security Patrol

Maintenance includes

  • Common Area

Construction & roof

  • Concrete Block Construction

— Assigned schools

Middle

Redland

High

Homestead

School assignments should be independently verified.

— Location

23667 SW 118th Ave, Homestead

— Mortgage Estimator

Estimate your monthly cost.

For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.

Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeBroward
Broward County (approximate from ZIP prefix).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $88,000
%
$352,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$3,491
Per month, all-in
67%P&I SHARE
Monthly breakdown
  • Principal & interest$2,34167%
  • Property taxes$71020%
  • Insurance$35810%
  • HOA$822%

Tax: From listing — annual tax of record.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$107,617
Income to qualify
$150,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $29/mo and $10,186 over the life of this loan.

Over the life of the loan
Total paid
$842,646
Total interest
$490,646
Paid off
2056
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Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.

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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.