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Vera Vita Real Estate

— About this home

Welcome to this waterfront single-story residence in Coral Cove Beach Section 1, Fort Pierce, offering three bedrooms and three full bathrooms within 1,560 square feet of finished living space. This waterfront property combines comfortable living with convenient access to the coastal lifestyle, all designed on one level for ease of movement throughout the home. The three-car garage provides ample parking and storage solutions for residents. Located in the desirable Coral Cove Beach Section 1 community, this residence presents an excellent opportunity for those seeking waterfront living in Fort Pierce.

— Facts & features

Interior

  • Cooking Island
  • French Doors
  • Walk-In Closet(s)

Exterior

  • Barbeque
  • Room For Pool

Appliances

  • Dishwasher
  • Disposal
  • Dryer
  • Ice Maker
  • Microwave
  • Electric Range
  • Refrigerator
  • Self Cleaning Oven
  • Wall Oven
  • Washer

Cooling & heating

  • Attic Fan
  • Central Air
  • Central

Flooring

  • Carpet
  • Ceramic Floor
  • Tile
  • Wood

Parking

  • 1 Space
  • Circular Driveway
  • Parking Garage

Waterfront

  • Canal Front
  • Canal Width 81-120 Feet
  • Canal
  • Seawall

View

  • Canal
  • Intracoastal View
  • Water
  • Canal View

Community amenities

  • Boat Dock

Security

  • Smoke Alarm
  • Smoke Detector(s)
  • Smoke Detector

Pets

  • Yes

Construction & roof

  • Concrete Block Construction
  • Stucco
  • Comp Shingle Roof
  • Shingle

— Location

255 Marina Drive, Fort Pierce

— Mortgage Estimator

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMartin
Martin County (approximate from ZIP prefix).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $380,000
%
$1,520,000 financed· Jumbo loan
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Loan exceeds the conforming limit. Jumbo rates from portfolio lenders typically run 0.25–0.75% below the 30-yr fixed shown here.
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$13,110
Per month, all-in
77%P&I SHARE
Monthly breakdown
  • Principal & interest$10,10777%
  • Property taxes$1,30010%
  • Insurance$1,70213%

Tax: From listing — annual tax of record.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$442,483
Income to qualify
$562,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $122/mo and $43,984 over the life of this loan.

Over the life of the loan
Total paid
$3,638,698
Total interest
$2,118,698
Paid off
2056
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