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Vera Vita Real Estate

— About this home

Transitional-style home with modern upgrades . Highly sought-after community of Harbor Beach. Impressive remodel of 5-Bedroom,4.5-bath. New roof, 5,300SF of flowing living area and spacious layout. Owner's suite includes large soaking tub, shower, sauna creating a spa-like experience. Storage is never an issue...large walk-in closets. Modern kitchen, a chef's delight. Top of the line appliances. Beautifully landscaped private retreat. Backyard features a pool and outdoor kitchen. Enjoy serene water views from your balcony or poolside. 95' dock for a 75' yacht. Deep water-ways and quick ocean access. Harbor Beach offers gated and guarded security. Walk to private beach and new Pier 66 Resort with its world class restaurants.

— Facts & features

Interior

  • First Floor Entry
  • Bar
  • Built-in Features
  • Closet Cabinetry
  • Cooking Island
  • Entrance Foyer
  • Vaulted Ceiling(s)
  • Walk-In Closet(s)
  • Den/Library/Office
  • Family Room

Exterior

  • Barbeque
  • Built-In Grill
  • Open Balcony

Appliances

  • Dishwasher
  • Dryer
  • Gas Range
  • Ice Maker
  • Microwave
  • Refrigerator
  • Self Cleaning Oven
  • Washer

Cooling & heating

  • Central Air
  • Central
  • Gas

Flooring

  • Marble

Parking

  • Circular Driveway
  • Driveway
  • Paver Block

Waterfront

  • Ocean Access
  • Canal Front
  • Canal Width 121 Feet Or More
  • No Fixed Bridges
  • Seawall

View

  • Intracoastal View
  • Water

Laundry

  • Utility Room/Laundry

Construction & roof

  • Concrete Block Construction
  • Concrete Block With Brick
  • Concrete

— Location

2561 Lucille Dr, Fort Lauderdale

— Mortgage Estimator

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeBroward
Broward County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $1,790,000
%
$7,160,000 financed· Jumbo loan
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Loan exceeds the conforming limit. Jumbo rates from portfolio lenders typically run 0.25–0.75% below the 30-yr fixed shown here.
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$66,163
Per month, all-in
72%P&I SHARE
Monthly breakdown
  • Principal & interest$47,61272%
  • Property taxes$7,61612%
  • Insurance$10,93617%

Tax: From listing — annual tax of record.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$2,095,453
Income to qualify
$2,836,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $576/mo and $207,185 over the life of this loan.

Over the life of the loan
Total paid
$17,140,182
Total interest
$9,980,182
Paid off
2056
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.