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About this home

Welcome to 2600 NE 103rd Ave in Okeechobee, a beautifully built 2023 home situated on a fully fenced 1-acre property that perfectly blends modern finishes, privacy, and exceptional garage space. It features impact windows and doors, a metal roof, paved road access, a paved driveway with two gated entrances, fresh landscaping, and a charming lighted pathway leading to the detached garage. Inside, the bright and open main living area showcases cathedral ceilings, crown molding, and an open-concept layout ideal for everyday living and entertaining. The kitchen features quartz countertops, white shaker-style soft-close cabinetry, a custom backsplash, and stainless steel appliances. A dedicated laundry room adds functionality. This 3-bedroom 2-bathroom home features a split floorplan, offering plenty of privacy for everyone. The spacious primary suite offers a large walk-in closet and a beautifully finished ensuite bath featuring a modern frameless glass shower, pebble-stone flooring, and floor-to-ceiling tile. The generously sized guest bedrooms share a beautifully finished full bath. A standout feature of this property is the impressive 30' x 50' detached steel garage, partially insulated and rated to withstand winds up to 180 mph. Featuring three 10' x 10' bay doors, epoxy-flake flooring, and built-in cabinetry, the space is ideal for vehicles, boats, recreational toys, a workshop, or additional storage. Enjoy the space and privacy of country-style living without sacrificing convenience. Located just 7 minutes from shopping and everyday essentials, including Publix, Walmart, Marshalls, Tractor Supply, and more. Nearly new, beautifully maintained, and packed with features, this property is ready to impress!

Facts & features

Interior

  • Split Bedroom

Appliances

  • Dishwasher
  • Disposal
  • Dryer
  • Microwave
  • Electric Range
  • Refrigerator
  • Washer
  • Water Softener Owned
  • Water Softener/Filter

Cooling & heating

  • Ceiling Fan(s)
  • Central Air
  • Central

Flooring

  • Vinyl

Parking

  • 2 Or More Spaces
  • Detached
  • Parking Garage

Pets

  • Yes

Construction & roof

  • CBS Construction
  • Metal
  • Metal Roof

Assigned schools

Elementary

Everglades

Middle

Osceola Creek

High

Okeechobee

School assignments should be independently verified.

Location

2600 NE 103RD Avenue, Okeechobee

Mortgage Estimator

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMartin
Martin County (approximate from ZIP prefix).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $109,800
%
$439,200 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
Estimated monthly
$3,649
Per month, all-in
80%P&I SHARE
Monthly breakdown
  • Principal & interest$2,92180%
  • Property taxes$2818%
  • Insurance$44712%

Tax: From listing — annual tax of record.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$131,152
Income to qualify
$157,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $36/mo and $12,709 over the life of this loan.

Over the life of the loan
Total paid
$1,051,392
Total interest
$612,192
Paid off
2056
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