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Vera Vita Real Estate

— About this home

Beautifully maintained 2 Bed, 2.5 Bath courtyard townhome in Rainberry Bay, a gated 55+ community in Delray Beach. Offering approximately 1,384 sq ft, this spacious home features a bright and functional layout with a large living and dining area, kitchen, and convenient half bath on the first floor. Enjoy seamless indoor-outdoor living with access to a screened patio from the main living areas—perfect for entertaining or relaxing. Upstairs, a split-bedroom layout provides privacy, with two generously sized bedrooms, each with its own full bath and ample closet space. Rainberry Bay offers resort-style amenities including clubhouse, pools, tennis & pickleball, fitness center, and social activities. Ideally located near shopping, dining, and just minutes to downtown Delray Beach and the ocean

— Facts & features

Interior

  • Walk-In Closet(s)
  • Family Room
  • Florida Room

Appliances

  • Dryer
  • Electric Range
  • Refrigerator
  • Washer

Cooling & heating

  • Central Air
  • Central

Flooring

  • Carpet
  • Ceramic Floor

Parking

  • Assigned
  • Guest

Community amenities

  • Gated
  • Clubhouse
  • Clubhouse-Clubroom
  • Exercise Room
  • Guard At Gate
  • Tennis Court(s)

Security

  • Gated with Guard
  • Guard At Site
  • Private Guards
  • Security Guard

Maintenance includes

  • Cable Tv
  • Maintenance Incl Common Area
  • Internet/WiFi
  • Roof Repairs
  • Security

Pets

  • Yes

Construction & roof

  • CBS Construction
  • Wood Joist Roof
  • Wood Shake Roof
  • Wood Shingle Roof

— Location

2686 NW 7th Court, Delray Beach

— Mortgage Estimator

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codePalm Beach
Palm Beach County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $43,000
%
$172,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$2,228
Per month, all-in
51%P&I SHARE
Monthly breakdown
  • Principal & interest$1,14451%
  • Property taxes$36016%
  • Insurance$914%
  • HOA$63228%

Tax: From listing — annual tax of record.

Insurance: Inland metro — moderate wind exposure, mature market.

Cash & qualification
Cash at closing
$54,705
Income to qualify
$96,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $14/mo and $4,977 over the life of this loan.

Over the life of the loan
Total paid
$411,747
Total interest
$239,747
Paid off
2056
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.