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About this home

The Only Opportunity of Its Kind in Lighthouse Point Right Now This is currently the only property available in Lighthouse Point offering 150 feet of waterfrontage on the North Grand Canal, set on a 12,985 square foot lot in one of the most desirable boating locations in the city. Positioned with a southeastern-exposure backyard, just one block west of the Intracoastal and directly across from the Lighthouse Point Yacht Club, this property offers no fixed bridges and approximately an eight-minute boat ride to the open ocean. Opportunities like this are extremely rare to come to market. The existing residence can be renovated, or the property can be redeveloped into a custom waterfront estate that fully maximizes the depth of the lot and the expansive canal views. The upper level includes a renovated kitchen within an oversized area of the home that can function as a separate living space ideal for guests, extended family, or comfortable occupancy during a renovation or new construction process. Properties offering this amount of frontage, this proximity to the Intracoastal, and this level of boating access are rarely available and at this moment, this is the only one.

Facts & features

Interior

  • Cooking Island
  • Split Bedroom
  • Volume Ceilings
  • Walk-In Closet(s)
  • Atrium
  • Den/Library/Office
  • Family Room

Exterior

  • East Of Us1

Appliances

  • Electric Water Heater
  • Dishwasher
  • Dryer
  • Self Cleaning Oven
  • Wall Oven
  • Washer

Cooling & heating

  • Central Air
  • Electric
  • Central
  • Electric

Flooring

  • Carpet

Parking

  • 2 Or More Spaces
  • Awning
  • Covered
  • Parking Garage

Waterfront

  • Navigable Water
  • Ocean Access
  • Seawall

View

  • Intracoastal View

Community amenities

  • Boat Dock
  • None
  • Private Pool

Security

  • Owned Burglar Alarm
  • Motion Detector
  • Burglar Alarm
  • Security System
  • Unit Alarm

Pets

  • Yes

Construction & roof

  • CBS Construction
  • Barrel
  • Barrel Roof

Assigned schools

Elementary

Norcrest

Middle

Deerfield Beach

High

Deerfield Beach

School assignments should be independently verified.

Location

2850 NE 44th Street, Lighthouse Point

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeBroward
Broward County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $1,090,000
%
$4,360,000 financed· Jumbo loan
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Loan exceeds the conforming limit. Jumbo rates from portfolio lenders typically run 0.25–0.75% below the 30-yr fixed shown here.
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
Estimated monthly
$40,732
Per month, all-in
71%P&I SHARE
Monthly breakdown
  • Principal & interest$28,99371%
  • Property taxes$5,96815%
  • Insurance$5,77114%

Tax: Broward County effective rate (1.31%). Source: FL Department of Revenue. Listing tax released — likely a lot-only new-construction assessment. City millage in this ZIP typically runs 30–50% above the county average — your actual bill may be higher.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$1,272,711
Income to qualify
$1,746,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $351/mo and $126,163 over the life of this loan.

Over the life of the loan
Total paid
$10,437,318
Total interest
$6,077,318
Paid off
2056
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