Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
Nice Mobile Home for Sale, with 2 bedrooms and 2 bathrooms, Prime Location, Gate Community with pool. Call Listing Agent for Showing
— Facts & features
Interior
- Storage
Appliances
- Dryer
- Refrigerator
- Washer
Cooling & heating
- Central Air
- Central
Parking
- Driveway
- Paver Block
View
- None
Construction & roof
- Manufactured/Mobile Home
- Shingle
— Assigned schools
Elementary
Leisure City
High
Homestead
School assignments should be independently verified.
— Location
28501 SW 152nd Ave, Homestead
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeBroward
Broward County (approximate from ZIP prefix).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $7,980
%
$31,920 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$1,163
Per month, all-in
Monthly breakdown
- Principal & interest$21218%
- Property taxes$444%
- Insurance$333%
- HOA$87575%
Tax: Broward County effective rate (1.31%). Source: FL Department of Revenue. Listing tax released — likely a lot-only new-construction assessment.
Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.
Cash & qualification
- Cash at closing
- $14,952
- Income to qualify
- $50,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $2/mo and $924 over the life of this loan.
Over the life of the loan
- Total paid
- $76,413
- Total interest
- $44,493
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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