Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
Spacious home in a growing area of Lehigh Acres, 3 beds, 2 baths, plus two separate efficiencies ready to rent, offering excellent flexibility for extended family or additional living space. The main house provides an open layout with abundant natural light, a comfortable kitchen, and a split-bedroom floor plan for added privacy. Large yard ideal for outdoor projects, pets, or gatherings. Conveniently located near schools, shopping, and main roads. Move-in ready and full of potential. Owner Motivated.
— Facts & features
Interior
- First Floor Entry
- Maid/In-Law Quarters
Exterior
- Other
Appliances
- Trash Compactor
- Dishwasher
- Electric Water Heater
- Microwave
- Refrigerator
Cooling & heating
- Central Air
- Central
Flooring
- Ceramic Floor
Parking
- Driveway
View
- None
Construction & roof
- Concrete Block With Brick
- Shingle
— Location
302 Floyd ave S, Naples
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeLee
Lee County (approximate from ZIP prefix).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $71,000
%
$283,999 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$2,309
Per month, all-in
Monthly breakdown
- Principal & interest$1,88982%
- Property taxes$26912%
- Insurance$1517%
Tax: From listing — annual tax of record.
Insurance: Inland metro — moderate wind exposure, mature market.
Cash & qualification
- Cash at closing
- $85,132
- Income to qualify
- $99,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $23/mo and $8,218 over the life of this loan.
Over the life of the loan
- Total paid
- $679,860
- Total interest
- $395,861
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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