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Vera Vita Real Estate

— About this home

Beautiful property in one of the most desired gated community of Weston, Isles at Weston. Next to the best schools in the area on all three levels. This property is developed on two floors, with 2 separate garages for 3 vehicles, with additional space on the sidewalk for 5 more. Bright, excellent location. Fully renewed in the year 2021. Floors on the ground floor of XL ceramics. One bedroom on the ground floor, with full bathroom. Open and modern kitchen, large pantry, living room, dining room, dining kitchen, laundry room. On the upper floor there are 4 bedrooms and two bathrooms, both with bath. 2 full closets and 2 large and complete walking closets. Laundry. The most remarkable part of this beautiful property is the garden, with a newly built pool, and a large patio with an extensive gallery. The whole house is fenced by a new fence as well. It includes the electric awning that occupies the entire gallery.

— Facts & features

Interior

  • First Floor Entry
  • Built-in Features
  • Closet Cabinetry
  • Cooking Island
  • Custom Mirrors
  • Pantry
  • Walk-In Closet(s)
  • No Additional Rooms
  • Utility Room/Laundry

Exterior

  • Lighting

Appliances

  • Dishwasher
  • Dryer
  • Microwave
  • Refrigerator
  • Washer

Cooling & heating

  • Ceiling Fan(s)
  • Central Air
  • Other

Flooring

  • Ceramic Floor
  • Vinyl

Parking

  • Additional Spaces Available
  • Driveway
  • Electric Vehicle Charging Station(s)
  • Paver Block

View

  • None

Laundry

  • Utility Room/Laundry

Construction & roof

  • Other
  • Other

— Assigned schools

Elementary

Manatee Bay

Middle

Falcon Cove

High

Cypress Bay

School assignments should be independently verified.

— Location

3846 W Gardenia Ave, Weston

— Mortgage Estimator

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeBroward
Broward County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $299,600
%
$1,198,400 financed· Jumbo loan
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Loan exceeds the conforming limit. Jumbo rates from portfolio lenders typically run 0.25–0.75% below the 30-yr fixed shown here.
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$10,606
Per month, all-in
75%P&I SHARE
Monthly breakdown
  • Principal & interest$7,96975%
  • Property taxes$1,63615%
  • Insurance$7007%
  • HOA$3003%

Tax: From listing — annual tax of record.

Insurance: Inland metro — moderate wind exposure, mature market.

Cash & qualification
Cash at closing
$344,855
Income to qualify
$455,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $96/mo and $34,677 over the life of this loan.

Over the life of the loan
Total paid
$2,868,826
Total interest
$1,670,426
Paid off
2056
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.