Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
Grand Isles of Wellington with low HOA and stunning wide lakeview. In the heart of world-class equestrian. Near mall. 5 bedrooms, 3 full baths. Private pool screened on beautiful wide water lot. Storm protection shutters. Community clubhouse includes pool, spa, playground, tennis, pickleball, and basketball. Double-door entry, wide open hallway, split bedroom plan. Newer roof and AC in 2022. Propane generator. 3-car garage epoxy flooring, Mini split AC in garage. Paver driveway. Utility room with washer, dryer. Kitchen, granite countertops, breakfast bar, and stainless-steel appliances. Large master has tray ceiling with sliding doors leading to patio. Master bath has Roman tub, separate shower. Large master walk-in closets. Freshly painted bedrooms, and new carpet in bedrooms.
— Facts & features
Interior
- Laundry Tub
- Split Bedroom
- Volume Ceilings
- Walk-In Closet(s)
- Attic
- Family Room
- Other
- Utility Room/Laundry
Exterior
- West Of Us1
Appliances
- Dishwasher
- Dryer
- Microwave
- Electric Range
- Refrigerator
- Washer
Cooling & heating
- Ceiling Fan(s)
- Central Air
- Central
Flooring
- Carpet
- Ceramic Floor
Parking
- 2 Or More Spaces
- No Boats
- Parking Garage
- Paver Block
- No Rv/Boats
View
- Lake
- Pool
- Lake View
Community amenities
- Basketball Court
- Clubhouse
- Clubhouse-Clubroom
- Community Pool
- Exercise Room
- Guard At Gate
- Pool
- Private Pool
- Spa/Hot Tub
- Tennis Court(s)
Security
- Gated with Guard
Laundry
- Laundry Tub
- Laundry Room
- Utility Room/Laundry
Maintenance includes
- Recreation Facilities
- Security
Pets
- Yes
Construction & roof
- CBS Construction
- Stucco
- Tile
- Concrete
- Tile Roof
— Assigned schools
Elementary
Panther Run
Middle
Polo Park
High
Palm Beach Central
School assignments should be independently verified.
— Location
3945 Diamond Chip Court, Wellington
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codePalm Beach
Palm Beach County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $161,000
%
$644,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$5,937
Per month, all-in
Monthly breakdown
- Principal & interest$4,28272%
- Property taxes$1,06318%
- Insurance$3426%
- HOA$2504%
Tax: From listing — annual tax of record.
Insurance: Inland metro — moderate wind exposure, mature market.
Cash & qualification
- Cash at closing
- $188,473
- Income to qualify
- $255,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $51/mo and $18,635 over the life of this loan.
Over the life of the loan
- Total paid
- $1,541,659
- Total interest
- $897,659
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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