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Vera Vita Real Estate

— About this home

This beautifully appointed 4 bedroom, 3 bathroom home—with optional 5th bedroom—offers a sophisticated yet comfortable lifestyle. Light-filled interiors showcase volume ceilings, marble countertops, and plantation shutters. Several features include a 2025 barrel tile roof, impact windows, instant hot water heater and a 250 gallon propane tank installed in 2025, enhance both style and function. Outdoors, a private setting surrounds the heated pool & spa with an extended deck and newer pool pump & controller, perfect for effortless entertaining all while being ideally located near shopping and the beach.

— Facts & features

Interior

  • Cooking Island
  • French Doors
  • Vaulted Ceiling(s)

Appliances

  • Dishwasher
  • Dryer
  • Electric Range
  • Refrigerator
  • Washer

Cooling & heating

  • Ceiling Fan(s)
  • Central Air
  • Electric
  • Central
  • Electric

Flooring

  • Carpet
  • Tile

Parking

  • 2 Or More Spaces
  • Driveway
  • Parking Garage
  • Paver Block

Community amenities

  • None
  • Private Pool

Maintenance includes

  • Maintenance Incl Common Area

Pets

  • Yes

Construction & roof

  • CBS Construction
  • Barrel
  • Tile
  • Barrel Roof
  • Tile Roof

— Assigned schools

Elementary

Felix A Williams

Middle

Stuart

High

Jensen Beach

School assignments should be independently verified.

— Location

4 Castle Hill Way, Stuart

— Mortgage Estimator

Estimate your monthly cost.

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMartin
Martin County (approximate from ZIP prefix).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $339,000
%
$1,356,000 financed· Jumbo loan
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Loan exceeds the conforming limit. Jumbo rates from portfolio lenders typically run 0.25–0.75% below the 30-yr fixed shown here.
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$12,124
Per month, all-in
74%P&I SHARE
Monthly breakdown
  • Principal & interest$9,01774%
  • Property taxes$1,48312%
  • Insurance$1,51913%
  • HOA$1051%

Tax: Martin County effective rate (1.05%). Source: FL Department of Revenue. Listing tax released — likely a lot-only new-construction assessment.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$396,614
Income to qualify
$520,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $109/mo and $39,238 over the life of this loan.

Over the life of the loan
Total paid
$3,246,102
Total interest
$1,890,102
Paid off
2056
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.