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About this home

:Welcome to Gator Trace Golf & Country Club! Pride of ownership & attention to detail is evident at every turn in this beautifully updated 2/2 Villa with a one-car garage. As you enter the front porch you'll notice the diagonal tile that continues throughout the home, popcorn has been replaced with knockdown, all new trim work, plantation shutters, doors have been replaced with built in mini blinds. Kitchen has been redone with granite, Whirlpool stainless steel appliances, soft close wood cabinets with pull out drawers, corner cabinet w/lazy Susan. Recessed lighting, wide switch lights all replaced with dimmer switches, ceiling fans are the same throughout, as well as granite in both bathrooms, new toilets, Moen nickel finished fixtures, lots of storage space and a brand new Trane AC!

Facts & features

Interior

  • Pantry
  • Vaulted Ceiling(s)
  • Utility/Laundry In Garage
  • Utility Room/Laundry

Appliances

  • Electric Water Heater
  • Dishwasher
  • Dryer
  • Microwave
  • Electric Range
  • Refrigerator
  • Washer

Cooling & heating

  • Ceiling Fan(s)
  • Central Air
  • Central

Flooring

  • Ceramic Floor

Parking

  • 1 Space
  • No Boats
  • Parking Garage
  • No Rv/Boats

Community amenities

  • Community Pool
  • Golf Course
  • Golf Course Com
  • Pool
  • Private Pool

Laundry

  • Laundry Room
  • In Garage
  • Utility Room/Laundry
  • Dryer Hook-Up
  • Washer Hookup

Maintenance includes

  • Maintenance Incl Common Area
  • Internet/WiFi

Pets

  • Yes

Construction & roof

  • Comp Shingle Roof
  • Composition Roll
  • Shingle

Location

4079 Gator Trace Road, Fort Pierce

Mortgage Estimator

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMartin
Martin County (approximate from ZIP prefix).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $57,980
%
$231,920 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
Estimated monthly
$2,652
Per month, all-in
58%P&I SHARE
Monthly breakdown
  • Principal & interest$1,54258%
  • Property taxes$25410%
  • Insurance$2369%
  • HOA$62023%

Tax: Martin County effective rate (1.05%). Source: FL Department of Revenue. Listing tax released — likely a lot-only new-construction assessment.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$72,490
Income to qualify
$114,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $18/mo and $6,711 over the life of this loan.

Over the life of the loan
Total paid
$555,189
Total interest
$323,269
Paid off
2056
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