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Vera Vita Real Estate

— About this home

Rare opportunity to own nearly 20,000 SF of direct Intracoastal property near the Hillsboro Inlet with 100' yacht dock in a no-wake zone. This completely remodeled Key West-style estate offers a relaxed luxury lifestyle with a covered terrace, outdoor kitchen, basketball half court, putting green, sauna, cold plunges, and huge pool/spa overlooking the blue Intracoastal waters. Thoughtfully designed floor plan features a downstairs primary suite with dual baths, plus 2 additional beds/baths and laundry room on the main level. Stunning designer kitchen with backlit onyx and top-tier appliances. Upstairs offers 3 more bedrooms, 2 baths, loft, wet bar with full-size refrigerator/microwave, laundry room, and expansive balcony with panoramic views of the estate and Intracoastal waterway.

— Facts & features

Interior

  • Bar
  • Closet Cabinetry
  • Cooking Island
  • Entrance Foyer
  • French Doors
  • Laundry Tub
  • Split Bedroom
  • 3 Bedroom Split
  • Vaulted Ceiling(s)
  • Volume Ceilings

Exterior

  • East Of Us1
  • Open Balcony
  • Outdoor Shower

Appliances

  • Gas Water Heater
  • Natural Gas Water Heater
  • Dishwasher
  • Disposal
  • Dryer
  • Ice Maker
  • Microwave
  • Water Purifier
  • Gas Range
  • Refrigerator

Cooling & heating

  • Central Air
  • Electric
  • Zoned
  • Central
  • Electric

Flooring

  • Marble
  • Other
  • Tile
  • Wood

Parking

  • 2 Or More Spaces
  • Circular Driveway
  • Parking Garage
  • No Rv/Boats

Waterfront

  • Intracoastal Front
  • Ocean Access

View

  • Intracoastal View
  • Pool
  • Water

Community amenities

  • Boat Dock
  • Private Pool

Security

  • Owned Burglar Alarm
  • Burglar Alarm
  • Security System
  • Unit Alarm

Laundry

  • Laundry Tub
  • Laundry Room
  • Utility Room/Laundry

Pets

  • Yes

Construction & roof

  • CBS Construction
  • Frame
  • Frame With Stucco
  • Metal
  • Metal Roof

— Assigned schools

Elementary

Norcrest

Middle

Deerfield Beach

High

Deerfield Beach

School assignments should be independently verified.

— Location

4130 NE 31st Avenue, Lighthouse Point

— Mortgage Estimator

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeBroward
Broward County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $1,939,000
%
$7,756,000 financed· Jumbo loan
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Loan exceeds the conforming limit. Jumbo rates from portfolio lenders typically run 0.25–0.75% below the 30-yr fixed shown here.
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$67,522
Per month, all-in
76%P&I SHARE
Monthly breakdown
  • Principal & interest$51,57576%
  • Property taxes$4,1026%
  • Insurance$11,84618%

Tax: From listing — annual tax of record.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$2,256,715
Income to qualify
$2,894,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $624/mo and $224,431 over the life of this loan.

Over the life of the loan
Total paid
$18,566,935
Total interest
$10,810,935
Paid off
2056
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.