Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
Brand new 2026 roof. Welcome to Pine Island Lakes, a charming townhome community offering a relaxed lifestyle in a prime location. This bright corner unit features vaulted ceilings and impact sliding doors that fill the home with natural light. The primary suite is an open loft on the second floor complete with a full bathroom and walk-in closet, while the second bedroom and full bath are conveniently located on the main level alongside a separate laundry room. The kitchen boasts granite countertops, a pass-through to the dining area, and flows into a spacious living room ideal for entertaining. New roof being installed and first floor bathroom being remodeled. Enjoy community amenities including a pool and tennis courts—just steps from your door.
— Facts & features
Interior
- First Floor Entry
- Vaulted Ceiling(s)
- Great Room
- Loft
- Utility Room/Laundry
Exterior
- Exterior Lights
Appliances
- Dishwasher
- Disposal
- Dryer
- Microwave
- Electric Range
- Refrigerator
- Washer
Cooling & heating
- Ceiling Fan(s)
- Central Air
- Central
Flooring
- Tile
Parking
- 1 Space
- Assigned
View
- Other
- Pool
- Other Water View
Community amenities
- Basketball Court
- Bike/Jog Path
- Barbecue
- Clubhouse
- Clubhouse-Clubroom
- Community Pool
- Pool
- Private Pool
Security
- Other Fire Protection
- Smoke Alarm
- Smoke Detector(s)
- Fire Alarm
- Smoke Detector
- Other
Laundry
- Laundry Room
- Utility Room/Laundry
Maintenance includes
- Maintenance Incl Common Area
- Insurance
- Pool Service
- Recreation Facilities
- Trash Removal
Pets
- Yes
Construction & roof
- CBS Construction
- Comp Shingle Roof
- Shingle
— Assigned schools
Elementary
Silver Ridge
Middle
Indian Ridge
High
Western
School assignments should be independently verified.
— Location
4165 S PINE ISLAND Road, Davie
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeBroward
Broward County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $69,800
%
$279,200 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$2,825
Per month, all-in
Monthly breakdown
- Principal & interest$1,85766%
- Property taxes$34012%
- Insurance$1485%
- HOA$48017%
Tax: From listing — annual tax of record.
Insurance: Inland metro — moderate wind exposure, mature market.
Cash & qualification
- Cash at closing
- $84,482
- Income to qualify
- $122,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $23/mo and $8,079 over the life of this loan.
Over the life of the loan
- Total paid
- $668,371
- Total interest
- $389,171
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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