Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
Stunning apartment with spectacular views in the heart of Brickell! Location, location, location — just steps away from Brickell City Centre, top restaurants, shops, and everything you need within walking distance. This spacious residence features 3 bedrooms and 3 bathrooms, offering comfort and modern living. Enjoy world-class amenities including: * Rooftop pool with breathtaking views * Family pool and playground * Fully equipped gym and relaxing spa * Movie theater * Event and activity room * And so much more! Don’t miss the chance to live in one of the most desirable areas of Miami, combining luxury, convenience, and lifestyle all in one place.
— Facts & features
Interior
- First Floor Entry
Appliances
- Dishwasher
- Disposal
- Dryer
- Microwave
- Refrigerator
- Washer
Cooling & heating
- Central Air
- Central
Flooring
- Ceramic Floor
Parking
- 1 Space
- Assigned
View
- Ocean View
- River
Community amenities
- Billiard Room
- Child Play Area
- Elevator(s)
- Exercise Room
- Trash Chute
Security
- Fire Alarm
- Elevator Secure
- Secured Garage/Parking
- Lobby Secured
Maintenance includes
- All Amenities
- Security
- Sewer
- Trash Removal
- Water
Pets
- Restrictions Or Possible Restrictions
Construction & roof
- CBS Construction
— Location
45 SW 9th ST, Miami
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMiami-Dade
Miami-Dade County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $215,800
%
$863,200 financed· Jumbo loan
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Loan exceeds the conforming limit. Jumbo rates from portfolio lenders typically run 0.25–0.75% below the 30-yr fixed shown here.
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$10,010
Per month, all-in
Monthly breakdown
- Principal & interest$5,74057%
- Property taxes$1,25613%
- Insurance$8799%
- HOA$2,13521%
Tax: From listing — annual tax of record.
Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.
Cash & qualification
- Cash at closing
- $257,104
- Income to qualify
- $429,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $69/mo and $24,978 over the life of this loan.
Over the life of the loan
- Total paid
- $2,066,397
- Total interest
- $1,203,197
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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