Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
***BUY THIS APARTMENT WITH A 5% DOWN PAYMENT***Great 2/2 unit as investment or to live in. This unit features a spacious floor plan in the living area plus 2 big bedrooms; the primary bedroom with a convenient walk-in closet. Open balcony to enjoy a relaxing time. Gated community with 24 hour security. 1 assigned parking space plus one more in the visitors. Centrally Located close to Downtown Doral, City Place, Miami International Airport, shopping centers and restaurants. Excellent tenant for the last 3 years who is willing to stay or vacate if needed. Easy access to main highway.
— Facts & features
Interior
- Second Floor Entry
- Pantry
Exterior
- West Of Us1
- Open Balcony
Appliances
- Electric Water Heater
- Electric Range
- Refrigerator
Cooling & heating
- Central Air
- Central
Flooring
- Ceramic Floor
Parking
- 1 Space
- Assigned
- Guest
View
- Other View
Community amenities
- Laundry
- Pool
Security
- Smoke Detector
- Complex Fenced
- Guard At Site
Laundry
- Common Area
Maintenance includes
- All Amenities
- Building Exterior
- Common Area
- Insurance
- Laundry Facilities
- Outside Maintenance
- Pool Service
- Water
Pets
- Restrictions Or Possible Restrictions
Construction & roof
- CBS Construction
— Assigned schools
Middle
Ruben Dario
School assignments should be independently verified.
— Location
4520 NW 79th Ave, Doral
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMiami-Dade
Miami-Dade County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $56,980
%
$227,920 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$2,490
Per month, all-in
Monthly breakdown
- Principal & interest$1,51661%
- Property taxes$32513%
- Insurance$1215%
- HOA$52821%
Tax: From listing — annual tax of record.
Insurance: Inland metro — moderate wind exposure, mature market.
Cash & qualification
- Cash at closing
- $70,139
- Income to qualify
- $107,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $19/mo and $6,595 over the life of this loan.
Over the life of the loan
- Total paid
- $545,613
- Total interest
- $317,693
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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