Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
Experience elevated Brickell living in this beautiful 1-bedroom, 1-bathroom residence at the iconic Icon Brickell Tower 1. Ideally situated in the heart of Brickell, this stunning apartment offers breathtaking views of the Miami River and spectacular sunsets that create an incredible backdrop from day to night. The residence features a bright, inviting layout with modern finishes and the sophisticated lifestyle Icon Brickell is known for. Enjoy world-class amenities, resort-style pools, a state-of-the-art fitness center and spa, 24-hour concierge, valet service, and more. Just seconds from Brickell City Centre, top restaurants, shopping, entertainment, and the waterfront. A true Brickell gem offering the perfect combination of luxury, location, and unforgettable views.
— Facts & features
Interior
- First Floor Entry
- Built-in Features
- Closet Cabinetry
- Fire Sprinklers
Exterior
- Open Balcony
Appliances
- Dishwasher
- Disposal
- Dryer
- Microwave
- Refrigerator
- Wall Oven
- Washer
Cooling & heating
- Central Air
- Central
Flooring
- Ceramic Floor
Parking
- 1 Space
View
- Other View
- Skyline
Community amenities
- Other
- Pool
- Sauna
- Spa/Hot Tub
- Tennis Court(s)
- Trash Chute
Security
- Fire Sprinklers
- Fire Alarm
- Smoke Detector
- Doorman
- Card Entry
- Secured Garage/Parking
- Guard At Site
- Lobby Secured
Maintenance includes
- All Amenities
- Cable Tv
Construction & roof
- CBS Construction
— Assigned schools
Elementary
Southside
Middle
Shenandoah
School assignments should be independently verified.
— Location
465 Brickell Ave, Miami
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMiami-Dade
Miami-Dade County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $98,000
%
$392,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$4,514
Per month, all-in
Monthly breakdown
- Principal & interest$2,60758%
- Property taxes$51311%
- Insurance$3999%
- HOA$99522%
Tax: Miami-Dade County effective rate (1.26%). Source: FL Department of Revenue. Listing tax released — likely a lot-only new-construction assessment.
Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.
Cash & qualification
- Cash at closing
- $119,361
- Income to qualify
- $194,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $32/mo and $11,343 over the life of this loan.
Over the life of the loan
- Total paid
- $938,401
- Total interest
- $546,401
- Paid off
- 2056
— Preferred lender
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Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.