Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— Facts & features
Interior
- No Interior Features
Appliances
- Electric Water Heater
- Dishwasher
- Disposal
- Dryer
- Ice Maker
- Microwave
- Refrigerator
- Self Cleaning Oven
- Wall Oven
- Washer
Cooling & heating
- Ceiling Fan(s)
- Central Air
- Central
Flooring
- Carpet
- Ceramic Floor
- Concrete
- Terrazzo
- Wood
Parking
- Driveway
Community amenities
- Private Pool
Laundry
- Washer Hookup
Pets
- Yes
Construction & roof
- CBS Construction
- Stucco
- Comp Shingle Roof
- Shingle
— Assigned schools
Elementary
Oakland Park
Middle
James S. Rickards
High
Northeast
School assignments should be independently verified.
— Location
4860 NE 6th Avenue, Oakland Park
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeBroward
Broward County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $105,800
%
$423,200 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$3,498
Per month, all-in
Monthly breakdown
- Principal & interest$2,81480%
- Property taxes$2537%
- Insurance$43112%
Tax: From listing — annual tax of record.
Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.
Cash & qualification
- Cash at closing
- $126,497
- Income to qualify
- $150,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $34/mo and $12,246 over the life of this loan.
Over the life of the loan
- Total paid
- $1,013,090
- Total interest
- $589,890
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.