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Vera Vita Real Estate

— Facts & features

Interior

  • First Floor Entry
  • Built-in Features
  • Cooking Island
  • Pantry
  • Volume Ceilings
  • Den/Library/Office
  • Family Room

Appliances

  • Dishwasher
  • Disposal
  • Dryer
  • Microwave
  • Electric Range
  • Refrigerator
  • Washer

Cooling & heating

  • Central Air
  • Other
  • Central

Flooring

  • Tile

Parking

  • 2 Or More Spaces
  • Driveway
  • Parking Garage

Waterfront

  • Canal Front
  • Canal Width 1-80 Feet
  • Canal

View

  • Canal
  • Canal View

Community amenities

  • Boat Dock
  • Private Pool

Pets

  • Yes

Construction & roof

  • CBS Construction
  • Other Roof/Roof Structure
  • Other

— Assigned schools

Elementary

Norcrest

Middle

Deerfield Beach

High

Deerfield Beach

School assignments should be independently verified.

— Location

4930 NE 28th Avenue, Lighthouse Point

— Mortgage Estimator

Estimate your monthly cost.

For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.

Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeBroward
Broward County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $780,000
%
$3,120,000 financed· Jumbo loan
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Loan exceeds the conforming limit. Jumbo rates from portfolio lenders typically run 0.25–0.75% below the 30-yr fixed shown here.
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$29,147
Per month, all-in
71%P&I SHARE
Monthly breakdown
  • Principal & interest$20,74771%
  • Property taxes$4,27115%
  • Insurance$4,13014%

Tax: Broward County effective rate (1.31%). Source: FL Department of Revenue. Listing tax released — likely a lot-only new-construction assessment. City millage in this ZIP typically runs 30–50% above the county average — your actual bill may be higher.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$912,925
Income to qualify
$1,250,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $251/mo and $90,282 over the life of this loan.

Over the life of the loan
Total paid
$7,468,906
Total interest
$4,348,906
Paid off
2056
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.