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Vera Vita Real Estate

— About this home

Introducing the Townhomes at The Village at Coral Gables, the most exclusive new-construction offering in the City Beautiful. Reminiscent of the coveted Northeastern brownstone homes, the townhomes offer beautifully functional and modern interior floor plans. Featuring 4 bedrooms, 3.5 bathrooms, expansive 13-foot deep by 22-foot long terraces, private elevators, and a 2-car garage, these private homes evoke European glamour nestled within a quiet residential neighborhood. This rarified location offers walking distance to Riviera Country Club, Coral Gables Country Club, and the Biltmore Golf Course, as well as upscale shopping, and the bustling dining and business district within close proximity.

— Facts & features

Interior

  • First Floor Entry
  • Built-in Features
  • Elevator
  • French Doors
  • Other
  • Pantry
  • Family Room
  • Great Room
  • Maid/In-Law Quarters
  • Storage

Exterior

  • Barbeque
  • Open Balcony

Appliances

  • Trash Compactor
  • Dishwasher
  • Disposal
  • Dryer
  • Microwave
  • Gas Range
  • Refrigerator
  • Washer

Cooling & heating

  • Central Air
  • Central

Flooring

  • Other

Parking

  • 2 Or More Spaces
  • Covered
  • Guest

View

  • Garden View

Community amenities

  • Business Center
  • Clubhouse-Clubroom
  • Community Room
  • Exercise Room
  • Kitchen Facilities
  • Other
  • Pool
  • Trash Chute

Security

  • Elevator Secure
  • Secured Garage/Parking

Maintenance includes

  • Common Area
  • Hot Water
  • Insurance
  • Landscaping/Lawn Maintenance
  • Outside Maintenance
  • Reserve Fund

Pets

  • Restrictions Or Possible Restrictions

Construction & roof

  • CBS Construction

— Location

504 Malaga Ave, Coral Gables

— Mortgage Estimator

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMiami-Dade
Miami-Dade County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $880,000
%
$3,520,000 financed· Jumbo loan
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Loan exceeds the conforming limit. Jumbo rates from portfolio lenders typically run 0.25–0.75% below the 30-yr fixed shown here.
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$34,605
Per month, all-in
68%P&I SHARE
Monthly breakdown
  • Principal & interest$23,40768%
  • Property taxes$4,85914%
  • Insurance$4,65913%
  • HOA$1,6805%

Tax: From listing — annual tax of record.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$1,030,824
Income to qualify
$1,484,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $283/mo and $101,856 over the life of this loan.

Over the life of the loan
Total paid
$8,426,458
Total interest
$4,906,458
Paid off
2056
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.