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Vera Vita Real Estate

— About this home

Serene Lakefront Living in Fort Pierce Discover your private oasis in this spacious 4/2 home nestled within a premier gated community. The open-concept layout flows seamlessly to a screened lanai, offering unobstructed views of the tranquil lake perfect for morning coffee or sunset entertaining. Lakeside Luxury Direct water views from the primary suite and living areas. Modern Comfort Four generous bedrooms provide ample space for a home office or guest quarters. Peace of Mind: Enjoy the security and amenities of an exclusive gated neighborhood. Prime Location: Minutes from the best of Fort Pierce, including pristine beaches, historic downtown, and local dining. This is more than a home; it's a lifestyle. Experience the perfect blend of security, space, and waterfront beauty.

— Facts & features

Interior

  • Cooking Island
  • Entrance Foyer
  • Split Bedroom
  • Walk-In Closet(s)
  • Great Room
  • Other
  • Utility Room/Laundry

Appliances

  • Electric Water Heater
  • Dishwasher
  • Dryer
  • Microwave
  • Electric Range
  • Refrigerator
  • Washer

Cooling & heating

  • Central Air
  • Electric
  • Central
  • Electric

Flooring

  • Tile

Parking

  • 2 Or More Spaces
  • Driveway
  • Parking Garage

Waterfront

  • Pond

View

  • Lake
  • Water
  • Lake View
  • Pond View
  • Pond

Community amenities

  • Community Pool
  • Pool
  • Private Pool
  • Tennis Court(s)

Security

  • Smoke Alarm
  • Smoke Detector(s)
  • Smoke Detector

Laundry

  • Laundry Room
  • Utility Room/Laundry
  • Washer Hookup

Maintenance includes

  • Recreation Facilities

Pets

  • Yes

Construction & roof

  • Concrete Block Construction
  • CBS Construction
  • Stucco
  • Comp Shingle Roof
  • Composition Roll
  • Shingle

— Assigned schools

High

Fort Pierce Westwood

School assignments should be independently verified.

— Location

5137 Armina Place, Fort Pierce

— Mortgage Estimator

Estimate your monthly cost.

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMartin
Martin County (approximate from ZIP prefix).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $75,000
%
$300,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$2,521
Per month, all-in
79%P&I SHARE
Monthly breakdown
  • Principal & interest$1,99579%
  • Property taxes$2098%
  • Insurance$30512%
  • HOA$120%

Tax: From listing — annual tax of record.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$91,191
Income to qualify
$109,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $24/mo and $8,681 over the life of this loan.

Over the life of the loan
Total paid
$718,164
Total interest
$418,164
Paid off
2056
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.