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Vera Vita Real Estate

— About this home

This is a must see! Recently installed luxury vinyl plank flooring throughout the home. High end upgrades in master bath and kitchen. Roomy island kitchen with seating boasts granite counters and stainless appliances. Recently remodeled master bath with high end features including Cambria quartz counters, comfort high rise toilet, tiled shower with marble bench seating. Added bathroom cabinets for linens, Handicap accessible in shower and bathroom. Large screened-in porch perfect for entertaining or to catch the breezes off the pond across the street. Dining room and Living room and large family room off kitchen. Inside Laundry area, Jack and Jill bathroom attached to second bedroom/craft room. Highly motivated sellers! Don't wait on this one! Call us NOW.

— Facts & features

Interior

  • Cooking Island
  • Stacked Bedroom
  • Family Room
  • Utility Room/Laundry

Appliances

  • Dishwasher
  • Dryer
  • Electric Range
  • Refrigerator
  • Washer

Cooling & heating

  • Ceiling Fan(s)
  • Central Air
  • Electric
  • Central
  • Electric

Flooring

  • Vinyl

Laundry

  • Laundry Room
  • Utility Room/Laundry

Pets

  • Yes

Construction & roof

  • Manufactured/Mobile Home
  • Modular Construction
  • Comp Shingle Roof
  • Composition Roll
  • Shingle

— Location

514 Hemingway Terrace, Fort Pierce

— Mortgage Estimator

Estimate your monthly cost.

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMartin
Martin County (approximate from ZIP prefix).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $21,980
%
$87,920 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$770
Per month, all-in
76%P&I SHARE
Monthly breakdown
  • Principal & interest$58576%
  • Property taxes$9612%
  • Insurance$9012%

Tax: Martin County effective rate (1.05%). Source: FL Department of Revenue. Listing tax released — likely a lot-only new-construction assessment.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$30,272
Income to qualify
$34,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $7/mo and $2,544 over the life of this loan.

Over the life of the loan
Total paid
$210,470
Total interest
$122,550
Paid off
2056
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.