Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
Welcome to this spacious 2 story residence in Miramar Patio Homes, featuring 4 bedrooms and 3 bathrooms across 2,255 SF of finished living space w/ a large bedroom & a full bathroom on the 1st floor. The two-car garage provides convenient parking and storage, while the single-family design offers privacy and independence. This well-proportioned floor plan spans two levels, allowing for versatile use of space and clear separation between living areas. Located in the established Miramar Patio Homes community, this property presents a solid foundation for comfortable living. All impact windows & doors. AC is 4 years old. Near highways, Shops, Restaurants, Schools. Priced to sell FAST! Master bathroom needs to be remodeled. Sold AS IS. SELLER PREFERS TO USE AAA PREMIER TITLE CORP.... Motivated Seller! Showing weekdays after 5:30 pm, anytime on weekends!
— Facts & features
Interior
- Fire Sprinklers
- Entrance Foyer
- French Doors
- Pantry
- Split Bedroom
- Volume Ceilings
Exterior
- Barbeque
Appliances
- Electric Water Heater
- Dishwasher
- Disposal
- Dryer
- Ice Maker
- Microwave
- Electric Range
- Refrigerator
- Self Cleaning Oven
- Solar Hot Water
Cooling & heating
- Ceiling Fan(s)
- Central Air
- Central
Flooring
- Tile
- Wood
Parking
- 2 Or More Spaces
- Common
- Driveway
- Guest
- Parking Garage
View
- Garden
Community amenities
- Community Pool
- Maintained Community
- Pool
- Private Pool
- Security Patrol
Security
- Fire Sprinkler System
- Fire Sprinklers
- Security System Leased
- Complex Fenced
- Guard At Site
- Private Guards
- Security Gate
- Security Guard
- Leased Burglar Alarm
- Security System
Laundry
- Washer Hookup
Maintenance includes
- Security
Pets
- Yes
Construction & roof
- Concrete Block Construction
- CBS Construction
- Stucco
- Tile
- Curved/S-Tile Roof
- Tile Roof
— Assigned schools
Elementary
Coral Cove
Middle
New Renaissance
High
Everglades
School assignments should be independently verified.
— Location
5400 SW 131st Terrace, Miramar
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeBroward
Broward County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $129,000
%
$516,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$4,494
Per month, all-in
Monthly breakdown
- Principal & interest$3,43176%
- Property taxes$63914%
- Insurance$2746%
- HOA$1503%
Tax: From listing — annual tax of record.
Insurance: Inland metro — moderate wind exposure, mature market.
Cash & qualification
- Cash at closing
- $151,292
- Income to qualify
- $193,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $41/mo and $14,931 over the life of this loan.
Over the life of the loan
- Total paid
- $1,235,242
- Total interest
- $719,242
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.