Daniel De La Torre Roffe
Residential Financing Specialist
Residential Financing
By phone(786) 981-7200
By emailloan@danieldelatorre.com
— About this home
Exceptional opportunity to own a beautifully remodeled home in one of Miami’s most prestigious neighborhoods, the highly desirable Belen area. Situated on nearly one acre of land, this impressive corner-lot property offers privacy, space, and endless possibilities. Featuring 5 spacious bedrooms and 3 full bathrooms, this home has been extensively updated with a new roof, new flooring, and a stunning modern kitchen. The expansive lot provides ample room for all your toys, including dedicated space for RV and boat parking. Whether you're looking for room to grow, entertain, or simply enjoy the comfort of a move-in-ready home in a prime location, this property has it all. Conveniently located near top-rated schools, shopping, dining, and major roadways.A rare find that combines location, land, and luxury—don't miss this incredible opportunity!
— Facts & features
Interior
- First Floor Entry
- Garage Converted
- Other
Exterior
- Fruit Trees
Appliances
- Dishwasher
- Dryer
- Electric Range
- Electric Water Heater
- Microwave
- Refrigerator
- Washer
Cooling & heating
- Central Air
- Central
Flooring
- Ceramic Floor
Parking
- Driveway
View
- None
Security
- Smoke Detector
Construction & roof
- Concrete Block Construction
- CBS Construction
- Barrel Roof
— Location
551 SW 127th Ave, Miami
— Mortgage Estimator
Estimate your monthly cost.
For a personalized quote or pre-approval, we'll connect you with one of our trusted lending partners.
Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMiami-Dade
Miami-Dade County (exact match).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $380,000
%
$1,520,000 financed· Jumbo loan
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Loan exceeds the conforming limit. Jumbo rates from portfolio lenders typically run 0.25–0.75% below the 30-yr fixed shown here.
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$11,872
Per month, all-in
Monthly breakdown
- Principal & interest$10,10785%
- Property taxes$8767%
- Insurance$8887%
Tax: From listing — annual tax of record.
Insurance: Inland metro — moderate wind exposure, mature market.
Cash & qualification
- Cash at closing
- $431,441
- Income to qualify
- $509,000/yr
Credit-score impact
Improving from 740-759 to 760+ would save $122/mo and $43,984 over the life of this loan.
Over the life of the loan
- Total paid
- $3,638,698
- Total interest
- $2,118,698
- Paid off
- 2056
— Preferred lender
Talk numbers with someone who knows the market.
Vera Vita is not a lender and does not earn a referral fee on lender introductions. Rates, terms, and approval remain between you and your lender of choice.
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