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Vera Vita Real Estate

— About this home

Beautifully renovated 3BR/2BA home with a 3-car garage and screened pool on a rare 39,640 sq. ft. lot. One of the largest lots in the area, offering endless possibilities for RVs, boats, expansion, gardening, or outdoor living. Functional layout, move-in ready, and conveniently located near shopping, dining, schools, and major roadways. A unique opportunity with space and potential rarely found in today’s market!

— Facts & features

Interior

  • First Floor Entry
  • Closet Cabinetry
  • Walk-In Closet(s)
  • Utility Room/Laundry

Exterior

  • Screened Balcony

Appliances

  • Dryer
  • Electric Range
  • Microwave
  • Refrigerator
  • Washer

Cooling & heating

  • Ceiling Fan(s)
  • Central Air
  • Central

Flooring

  • Tile

Parking

  • Additional Spaces Available
  • Driveway
  • Other

View

  • Garden

Laundry

  • Utility Room/Laundry

Construction & roof

  • Concrete Block Construction
  • Shingle

— Location

5513 Palmetto Dr, Fort Pierce

— Mortgage Estimator

Estimate your monthly cost.

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeMartin
Martin County (approximate from ZIP prefix).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $107,000
%
$428,000 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances — optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
— Estimated monthly
$3,971
Per month, all-in
72%P&I SHARE
Monthly breakdown
  • Principal & interest$2,84672%
  • Property taxes$68917%
  • Insurance$43611%

Tax: From listing — annual tax of record.

Insurance: Direct coastal exposure — Florida hurricane corridor. Estimate; actual quote can be 30–50% higher on older homes or homes without wind mitigation.

Cash & qualification
Cash at closing
$129,177
Income to qualify
$171,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $34/mo and $12,385 over the life of this loan.

Over the life of the loan
Total paid
$1,024,581
Total interest
$596,581
Paid off
2056
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The data relating to real estate for sale on this web site comes in part from the participants of the Miami Association of REALTORS® IDX program. Information is deemed reliable but not guaranteed. Listings displayed may not reflect all real estate activity in the market. Copyright © 2026 Miami Association of REALTORS®. All rights reserved.