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About this home

Spacious 3BR/2BA pool home in desirable Sylvan Lakes offering 1,916 sq. ft. of single-level living on a 0.28-acre corner lot. The home features generous living areas, high ceilings, a kitchen island, indoor laundry, a functional floor plan and a 2-car garage. Enjoy a screened heated pool and covered lanai for entertaining in a lush private tropical setting. A distinctive standing-seam metal roof adds durability and character. Concrete-block construction, public water, septic system and irrigation well. Convenient to local beaches, shopping, dining, parks, golf, schools, medical services and everyday conveniences. PHOTO DISCLOSURE: Some interior photos were digitally modified to show the home before tenant occupancy. The main-level primary suite features dual sinks, soaking tub, separate shower and walk-in closet. Other features include central vacuum, ceiling fans, central electric HVAC and a mix of carpet, ceramic tile and laminate flooring. Appliances include a dishwasher, electric range, microwave, refrigerator, washer and dryer. Built in 2002, the home offers ranch/traditional styling with a stucco exterior. Approximate lot dimensions are 104 x 132 feet, with streetlights and a sprinkler system. Sylvan Lakes is pet friendly; the approximately $58 monthly HOA includes common-area and grounds maintenance. Cash, conventional, FHA and VA financing are listed as acceptable. Offered AS IS. Buyers to verify association rules, fees, dimensions, financing eligibility, included items and current condition.

Facts & features

Interior

  • Cooking Island
  • Volume Ceilings
  • Walk-In Closet(s)
  • Family Room
  • Florida Room
  • Utility Room/Laundry

Appliances

  • Electric Water Heater
  • Dishwasher
  • Dryer
  • Microwave
  • Electric Range
  • Refrigerator
  • Washer

Cooling & heating

  • Ceiling Fan(s)
  • Central Air
  • Electric
  • Central
  • Electric

Flooring

  • Carpet
  • Ceramic Floor
  • Tile

Parking

  • 2 Or More Spaces
  • Driveway
  • No Boats
  • Parking Garage
  • No Rv/Boats

View

  • Pool

Community amenities

  • Management On Site
  • Private Pool

Laundry

  • Laundry Room
  • Utility Room/Laundry

Maintenance includes

  • Maintenance Incl Common Area
  • Manager

Pets

  • Yes

Construction & roof

  • CBS Construction
  • Slab Construction
  • Stucco
  • Metal
  • Metal Roof

Assigned schools

Elementary

Dodgertown

Middle

Storm Grove

High

Vero Beach

School assignments should be independently verified.

Location

5850 39th Ln Lane, Vero Beach

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Home priceUSD
Enter as digits, with commas, or shorthand: 1.9M · 1900K · 1,895,000
ZIP codeOrange
Orange County (approximate from ZIP prefix).
Payment typeFinanced
Conventional or jumbo loan, depending on size.
Down payment20% · $87,980
%
$351,920 financed
Loan termyears
Base rate% (760+ band)
Loading current market rate...
Your rate at 740-759:6.995%(base + 0.12%)
Primary residenceNo
No homestead exemption — full property tax applies.
Credit score banddrives rate
Lenders price LLPA adjustments by credit band. See impact panel for monthly + lifetime deltas.
Your finances optional, for DTI
Gross annual income
$
Other monthly debts
$
Household combined pre-tax income and the sum of your monthly debt-service payments (auto loans, student loans, credit-card minimums). We don't count groceries, utilities, or insurance — those don't factor into lender DTI.
Estimated monthly
$2,996
Per month, all-in
78%P&I SHARE
Monthly breakdown
  • Principal & interest$2,34078%
  • Property taxes$41114%
  • Insurance$1876%
  • HOA$582%

Tax: From listing — annual tax of record.

Insurance: Inland metro — moderate wind exposure, mature market.

Cash & qualification
Cash at closing
$104,614
Income to qualify
$129,000/yr
Credit-score impact

Improving from 740-759 to 760+ would save $28/mo and $10,183 over the life of this loan.

Over the life of the loan
Total paid
$842,454
Total interest
$490,534
Paid off
2056
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